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A Look At Bitcoin, Ethereum Classic And Dogecoin Heading Into The Weekend

Bitcoin (CRYPTO: BTC) briefly popped up above the $20,000 mark on Friday when the S&P 500 spiked higher, before running into a group of sellers who pushed the crypto back under the level. read more.....»»

Category: blogSource: benzingaSep 30th, 2022

Opening Bell: Fresh crypto crash

The crypto market is in free fall. This and more, in today's Opening Bell newsletter. Welcome to Monday, readers — I'm Phil Rosen. Things are looking shaky and bleak across crypto markets. Bitcoin is at its lowest level since late 2020, and a slate of other tokens are trading well in the red too. Let's get started. If this was forwarded to you, sign up here. Download Insider's app here.Bitcoin price graphicGetty Images1. Bitcoin fell below $24,000 Monday, after fresh inflation concerns had investors fearing that the Federal Reserve could act more aggressively to control soaring prices. Bitcoin's fall was part of a wider crypto market selloff. In the last 24 hours, ethereum also has also cratered almost 18% to $1,205, according to CoinDesk data. But it is not just rising inflation spooking crypto investors. One of the largest crypto lenders, Celsius Network, announced Sunday it was pausing all customer withdrawals."Due to extreme market conditions, today we are announcing that Celsius is pausing all withdrawals, Swap, and transfers between accounts," Celsius said in a statement.The news exacerbated the decline of cryptocurrencies, and prompted the price of the Celsius' token to fall as much as 60%.  "Perhaps the biggest carnage has been in the crypto space which is on the verge of a reckoning now that the gloves are off around global inflation and the realities of a new world where fixed interest actually pays a yield – albeit one still deeply negative in real terms," said a senior market analyst at OANDA.Get the full scoop here.In other news:Comstock/Getty Images2. US stock futures fell early Monday, as stronger-than-expected inflation sent shockwaves through markets. Meanwhile, Bitcoin was last seen trading around the $24,000 level. Here are the latest market moves.3. On deck today: Trinity Biotech PLC, Oracle, and Lifeway Foods, all reporting. Also, the first NFT collection created by Ringo Starr will be offered at auction today. 4. The 28-year-old crypto CEO who "inspires" Jack Dorsey broke down his analysis of bitcoin. Prior to Bitcoin's plunge over the weekend, Jack Mallers, the CEO of Strike, cited a specific equation as part of why there's hope for the world's biggest crypto by market cap. He shared why investors should still be bullish even as bitcoin falters. 5. The US dollar and crude oil have just broken off from a key historical trade link. Usually, when the dollar strengthens, commodities get cheaper. But now the opposite is happening. An economist broke down why this makes for a "double whammy" for global markets.6. Cathie Wood's Ark Invest said Zoom could see 1,750% upside if hybrid work takes over. In-office mandates from employers will likely fuel high rates of attrition among staffers, which is the opposite of what companies want. The stock just surpassed Tesla as the fund's biggest holding. 7. Russia's war on Ukraine has cost global companies $59 billion in losses amid sanctions and hasty exits. Nearly 1,000 Western businesses have committed to exiting completely from Russia or slashing some business there, the Wall Street Journal reports. Here's what you want to know. 8. The CEO of this classic Berkshire Hathaway business explained why Warren Buffett's backing gives him an edge over rivals. The furniture-rental company's leader offered a rare glimpse inside a Buffett conglomerate — and explained why he isn't stressing about the next recession. 9. There's no question that the economy has peaked, according to a research-firm head who used to be Morgan Stanley's equity strategy chief. Adam Parker, who founded Trivariate Research, said investors should buy stocks in these four economically sensitive industries right now.Madison Hoff/Insider10. Americans have never felt this bad about the economy. The University of Michigan consumer sentiment index cratered from 58.4 to 50.2 in an early June reading. That marks the lowest level since regular data collection began in the 1970s.Keep up with the latest markets news throughout your day by checking out The Refresh from Insider, a dynamic audio news brief from the Insider newsroom. Listen here.Curated by Phil Rosen in New York. (Feedback or tips? Email prosen@insider.com or tweet @philrosenn.) Edited by Hallam Bullock (tweet @hallam_bullock) in London. Read the original article on Business Insider.....»»

Category: topSource: businessinsiderJun 13th, 2022

Bitcoin tumbles to an 18-month low, with cryptocurrencies selling off as inflation shock scares investors out of riskier assets

Bitcoin plunged to its lowest since December 2020 and is now about 63% below last year's record high of $69,000. Bitcoin plunged to its lowest level since December 2020.Yuichiro Chino The crypto market endured its second brutal sell-off this year, with bitcoin dramatically plunging.  Bitcoin fell to its lowest since December 2020 to trade at $25,272 on Monday.  The carnage comes against a backdrop of high inflation rates, and crypto regulation discussions.  Bitcoin dropped to its lowest in 18 months on Monday, as the cryptocurrency market endured a second major battering so far this year after US inflation data on Friday sent investor fleeing from risk assets, including equities. Over the weekend, bitcoin plunged to its lowest since December 2020 to trade below $25,000 at one point on Monday, according to CoinMarketCap. The token is about 63% below the record high of $69,000 it reached last November. It was last at $24,066, down 12.45% over the past 24 hours.Other tokens, including ether, cardano, solana, and dogecoin also collapsed. Ether, the second-biggest cryptocurrency, tanked 15.8% to trade at $1,234.93, set for its biggest one-day fall in a year, while while cardano and solana plummeted 13% and 16%, respectively. Meme coin dogecoin dropped 14%. Ether's drop came in tandem with a Friday announcement made by its core developers who decided to delay the implementation of the "difficulty bomb," a catalyst in upgrading the ethereum network from a proof-of-work system to proof-of-stake as part of its big upcoming merge. "Perhaps the biggest carnage has been in the crypto space which is on the verge of a reckoning now that the gloves are off around global inflation and the realities of a new world where fixed interest actually pays a yield – albeit one still deeply negative in real terms," said Jeffrey Halley, senior market analyst of Asia Pacific at OANDA in a blog. This second big rout of 2022 in the crypto market follows data that showed US consumer inflation rose 8.6% in the year through May, the highest rate since December 1981. The reading exceeded economist expectations for last month at 8.3% due to the soaring cost of energy and food.High inflation rates in the US have prompted the Federal Reserve to step up its efforts to tame price pressures using more aggressive monetary policy.The Fed's policy-setting committee is expected to announce a half-point rate rise when it concludes its meeting on Wednesday, which would bring its benchmark rate to 1.5%. The central bank raised rates by half a point in May and markets show investors expect a string of hikes this year.The current sell-off has wiped over a quarter of a billion dollars off the size of the entire crypto market, according to CoinMarketCap. Last month, major tokens including bitcoin and ether endured intense sell-offs as investor anxiety built over the Fed's easing of its ultra-easy policy and a high-profile collapse in algorithmic stablecoin TerraUSD. The crypto market as a whole had lost $500 billion in value as a result of the collapse. Meanwhile, crypto lender Celsius said on Sunday it would pause withdrawals alongside its swap and transfer products, citing "extreme market conditions." "Due to extreme market conditions, today we are announcing that Celsius is pausing all withdrawals, Swap, and transfers between accounts. We are taking this action today to put Celsius in a better position to honor, over time, its withdrawal obligations," the company said in a blog post. The announcement triggered a 54% drop in its Celsius (CEL) token, per CoinMarketCap. Treasury Secretary Janet Yellen last week called for tighter regulation of the crypto industry. She said cryptocurrencies were a "very risky investment," at a Thursday event organized by the New York Times adding that Congress could regulate what assets could be included in retirement plans, per Bloomberg. "I'm not saying I recommend it, but that to my mind would be a reasonable thing," Yellen said on whether Congress should impose the rules. Read the original article on Business Insider.....»»

Category: topSource: businessinsiderJun 13th, 2022

Bitcoin Plunges By 50% From Record High And Sinks To Lowest Since July 2021

Bitcoin dived 5% Monday after dropping over the weekend, placing the $32,000 price 50% below its record price from last year. The plunge also means the cryptocurrency has plummeted 15% in the last week, with other assets also taking major hits. Bitcoin Plummets As reported by CNN Business, bitcoin’s latest drop has spread to other […] Bitcoin dived 5% Monday after dropping over the weekend, placing the $32,000 price 50% below its record price from last year. The plunge also means the cryptocurrency has plummeted 15% in the last week, with other assets also taking major hits. Bitcoin Plummets As reported by CNN Business, bitcoin’s latest drop has spread to other altcoins such as ethereum, solana, and cardano, which have also dived by 15% in one week. Elon Musk-backed dogecoin also stumbled by 10%. if (typeof jQuery == 'undefined') { document.write(''); } .first{clear:both;margin-left:0}.one-third{width:31.034482758621%;float:left;margin-left:3.448275862069%}.two-thirds{width:65.51724137931%;float:left}form.ebook-styles .af-element input{border:0;border-radius:0;padding:8px}form.ebook-styles .af-element{width:220px;float:left}form.ebook-styles .af-element.buttonContainer{width:115px;float:left;margin-left: 6px;}form.ebook-styles .af-element.buttonContainer input.submit{width:115px;padding:10px 6px 8px;text-transform:uppercase;border-radius:0;border:0;font-size:15px}form.ebook-styles .af-body.af-standards input.submit{width:115px}form.ebook-styles .af-element.privacyPolicy{width:100%;font-size:12px;margin:10px auto 0}form.ebook-styles .af-element.privacyPolicy p{font-size:11px;margin-bottom:0}form.ebook-styles .af-body input.text{height:40px;padding:2px 10px !important} form.ebook-styles .error, form.ebook-styles #error { color:#d00; } form.ebook-styles .formfields h1, form.ebook-styles .formfields #mg-logo, form.ebook-styles .formfields #mg-footer { display: none; } form.ebook-styles .formfields { font-size: 12px; } form.ebook-styles .formfields p { margin: 4px 0; } Get The Full Walter Schloss Series in PDF Get the entire 10-part series on Walter Schloss in PDF. Save it to your desktop, read it on your tablet, or email to your colleagues. (function($) {window.fnames = new Array(); window.ftypes = new Array();fnames[0]='EMAIL';ftypes[0]='email';}(jQuery));var $mcj = jQuery.noConflict(true); Q1 2022 hedge fund letters, conferences and more The drop goes to show how bitcoin is also affected by the same factors that plague stocks in times of volatility. Michael Kamerman, CEO of trading platform Skilling, said: “Volatile trading in digital assets has not been that unusual in previous years. Cryptocurrencies are increasingly moving in sync with tech stocks with investors treating both as risk assets and often retreating to safer corners of the market during bouts of market volatility." However, Kamerman remains confident in the long term as big hedge funds are betting on cryptocurrencies, and central banks and financial institutions are beginning to accept transactions. Crypto Stocks On A Dive Kamerman asserts that, while this is a positive outlook, “bitcoin is not immune to the global inflation risk spreading across most other asset classes. Therefore we should expect to see the downward trend continue.” A key factor in bitcoin’s latest blues is the U.S. Dollar Index trading closer to previous records, as altcoin supporters turn dollar frailties into bullish sentiment for crypto. Inflation concerns and fears of a tighter monetary policy by the Federal Reserve have boosted bond yields, with the 10-year Treasury bond more than doubling in 2022. Jay Hatfield, chief investment officer of Infrastructure Capital Management and manager of the InfraCap Equity Income ETF, said: “The dramatic reversal of Fed liquidity ... will collapse the pandemic era bubble in cryptocurrencies, money-losing tech companies, and meme stocks.” Stocks of crypto miners have also plunged — shares of HIVE Blockchain Technologies Ltd (CVE:HIVE), Marathon Digital Holdings Inc (NASDAQ:MARA), and Riot Blockchain (NASDAQ:RIOT) have all dived by 50% and 60% this year. Updated on May 9, 2022, 4:00 pm (function() { var sc = document.createElement("script"); sc.type = "text/javascript"; sc.async = true;sc.src = "//mixi.media/data/js/95481.js"; sc.charset = "utf-8";var s = document.getElementsByTagName("script")[0]; s.parentNode.insertBefore(sc, s); }()); window._F20 = window._F20 || []; _F20.push({container: 'F20WidgetContainer', placement: '', count: 3}); _F20.push({finish: true});.....»»

Category: blogSource: valuewalkMay 9th, 2022

Shiba inu rallies 50% to a new 2022 high as meme coins soar

Other meme coins from dogecoin to floki inu also gained on Monday after suffering from a recent slump. Shiba inu dogYuki Cheung/EyeEm/Getty Shiba inu jumped to its highest for the year on Monday amid a broader rally in meme coins. The token gained 51% in 24 hours, according to CoinMarketCap data. Cryptos saw a massive sell-off in the past weeks as investors grapple with the possibility of a more hawkish Fed. Sign up here for our daily newsletter, 10 Things Before the Opening Bell. The dogecoin-inspired cryptocurrency shiba inu jumped to its highest for the year on Monday amid a broader rally in meme coins.The token gained 51.12% in 24 hours to stand at $0.00003492 by 1:11 p.m. ET, according to CoinMarketCap data. Shiba inu started in August 2020 as almost a copycat coin to dogecoin, the original meme cryptocurrency, and shot up in value by about 80,000 times in 2021, making it one of the top crypto stars of last year.Other meme coins from dogecoin to floki inu also gained on Monday after suffering from a recent slump.Digital assets including bitcoin and ether saw a massive sell-off in the past weeks as investors grappled with the prospect of aggressive monetary tightening by the Federal Reserve, causing investors to trim risky assets from their portfolios. This encouraged chatter about a "crypto winter" — a period in which prices stay depressed for a long time.But shiba inu has been slowly staging a rebound, boosted by a couple of factors.Over the weekend, the community behind the coin revealed a partnership with Welly's, a small fast-food chain in Naples, Italy. Welly's will accept the coin, launch non-fungible tokens, and initiate a full rebrand of the store to reflect the new joint venture, according to a February announcement by Shytoshi Kusama, the pseudonym of the coin's community leader.And in late January, Kusama offered investors a sneak peek at a shiba inu metaverse project by posting an image from the "shibverse" on Twitter, triggering a rally in the meme coin. The team initially touted plans for a metaverse back in November in a blog post."Shiba inu has also developed a cult-like following in recent months, which has resulted in increased prices," Vladimir Kardapoltsev, CEO of PointPay, a blockchain-based financial ecosystem, said in a recent note. "According to Etherscan wallet addresses, the passionate SHIBArmy has grown to over 1 million hodlers, and Elon Musk's tweets have contributed to the project's growth."The ethereum-based token, since its creation, remains a popular coin trade in ethereum wallets, based on data from WhaleStats.Still, not everyone is as bullish on the meme coin trend. Daniel Polotsky, founder and chief advisor of CoinFlip, a network of bitcoin ATMs, has this warning for investors:"When there is a bull market or market uptick, it's reasonable to assume that a speculative asset like shiba inu may see some quick returns," he told Insider. "However, realize the good times may end and those holding the bag filled with speculative assets can end up losing the most."Read the original article on Business Insider.....»»

Category: topSource: businessinsiderFeb 7th, 2022

US stocks edge lower as investors eye impact of inflation on corporate earnings

Stocks edged lower as Treasury yields climbed on expectations the Fed may have to hike interest rates sooner. Traders work on the floor of the New York Stock ExchangeAndrew Burton/Getty Images US stocks slipped as investors eyed the impact of rising inflation on corporate earnings. Investors will be watching Tuesday's retail sales report from the Commerce Department. The yield on 10-year Treasury rose to 1.627% on Monday. Sign up here for our daily newsletter, 10 Things Before the Opening Bell. US stocks slipped on Monday, with investors weighing the impact of inflation on future earnings and whether US companies can continue to handily exceed estimates as they had done in the third quarter. Coming up, the market will be eyeing retail sales figures from the Commerce Department on Tuesday and earnings from big box retailers Target and Walmart as indicators of how consumers are feeling heading into the key holiday shopping season. The benchmark S&P 500 on Monday climbed at the open, but ended lower. The tech-heavy Nasdaq Composite, dragged by electric vehicle maker Tesla, and the Dow Jones Industrial Average both slipped as well.Equities also edged lower on Monday as Treasury yields climbed on expectations that the Federal Reserve may have to hike interest rates sooner than expected, Edward Moya, senior equity analyst at Oanda said.Here's where US indexes stood at the 4:00 p.m. ET on Monday: S&P 500: 4,682.80, down 0.01%Dow Jones Industrial Average: 36,087.45, down 0.04% (12.86 points)Nasdaq Composite: 15,853.85, down 0.04% "Inflation will likely get the Fed hiking quickly but then they can stop after a few hikes and markets can calm down," Moya added. "At some point, the Fed will have to tighten financial conditions and that has some investors hesitating remaining full tilt with stocks."Despite rising inflationary pressures exacerbated by global supply chain disruptions, corporate earnings for the third quarter have mostly outperformed Wall Street's expectations.And while the S&P 500 is on course to deliver double-digit returns in 2021, the benchmark is likely to pull back to 4,400 next year, a decline of around 6% as earnings growth moderates, according to Morgan Stanley. The bank's analysts recommended that investors turn to European and Japanese equities. Tesla fell as much as 5% after CEO Elon Musk threatened to sell more shares in a tweet response to Senator Bernie Sanders. Musk has already sold billions worth of Tesla stock since he asked his followers in a Twitter poll if he should sell 10% of his Tesla stake.The yield on 10-year Treasury rose to 1.627% on Monday compared to Friday's 1.583%. Bond yields and prices move in opposite directions.In crypto, Gemini has added shiba inu coin to its platform following meme token's stunning rally this year.An altcoin called starlink rallied over the weekend, a day after Elon Musk's SpaceX launched 53 additional internet satellites into orbit.Solana is now the third crypto to be tracked by the Bloomberg terminal, following bitcoin and ethereum.Oil prices were mixed as investors weighed the possibility that Biden may authorize the release of strategic reserves. West Texas Intermediate crude oil rose 0.16% to $80.92 per barrel. Brent crude, oil's international benchmark, edged lower by 0.13% to $82.06 per barrel.Gold slipped by 0.14% to $1,862.76 per ounce.Read the original article on Business Insider.....»»

Category: dealsSource: nytNov 15th, 2021

Elon Musk reveals he doesn"t hold shiba inu - only bitcoin, ether, and dogecoin

"Don't bet the farm on crypto! True value is building products & providing services to your fellow human beings, not money in any form," Musk said. Tesla CEO, Elon Musk. picture alliance / Getty Images The only meme token Elon Musk owns is dogecoin, the billionaire disclosed on Sunday. Asked how much shiba inu he holds, the Tesla CEO said, "None." A Musk tweet about his Shiba Inu puppy Floki supercharged the meme token's run higher this month. Sign up here for our daily newsletter, 10 Things Before the Opening Bell. Elon Musk revealed on Sunday that he doesn't hold the meme token shiba inu, but he is invested in bitcoin, dogecoin, and ether.The Tesla and SpaceX CEO's tweets about his real-life Shiba Inu puppy have been a catalyst driving the dogecoin-inspired token higher, to become one of the world's top 20 cryptocurrencies.But asked by a fan of shiba inu how much he owns of the token, Musk responded with a definitive "None." @elonmusk/Twitter In a follow-up tweet, he said he has bought bitcoin, dogecoin, and ether - "that's it.""As I've said before, don't bet the farm on crypto! True value is building products & providing services to your fellow human beings, not money in any form," Musk said.Shiba Inu, launched in August 2020 by someone going by the name "Ryoshi," reached an all-time high of $0.00004450 on October 24. At last check Monday, the dogecoin spin-off was trading 1.7% lower at $0.00003895, possibly because of Musk's weekend comments.The coin took just 14 months to acquire a value of $15 billion, making it the 13th biggest cryptocurrency coin by market value as of Monday.Shiba inu aims to be an ethereum-based replacement to dogecoin. Its supply is intentionally designed to be abundant, rather than capped as with bitcoin's scarcity, according to Nirmal Ranga, chief revenue officer at crypto exchange ZebPay."The surge in volumes that the token has been witnessing can be attributed to the FOMO that typically arises - as interest peaks, and traders rush to take part in the rally as a means to book profits," Ranga said.Altcoins such as dogecoin and shiba inu have attracted traders as their wide price swings can deliver sizeable rewards, unlike top cryptocurrencies such as bitcoin.Musk's comments have been a big influence on crypto prices this year, though less so now than before. But his tweets of photos of his Shiba Inu Floki - the latest with the caption "Floki Frunkpuppy" - have boosted the token and led to the creation of namesake Floki coins. While Musk hasn't spoken directly about shiba inu, he has been a vocal supporter of dogecoin. In a separate tweet on Sunday, Musk gave a reason for his backing."Lots of people I talked to on the production lines at Tesla or building rockets at SpaceX own Doge. They aren't financial experts or Silicon Valley technologists. That's why I decided to support Doge - it felt like the people's crypto."Read More: A crypto strategist breaks down why bitcoin futures ETFs will have negative yields and explains the market conditions that would make them positive. He also makes the case for buying bitcoin directly.Read the original article on Business Insider.....»»

Category: topSource: businessinsiderOct 25th, 2021

Robinhood competitor Public adds cryptocurrency trading to its platform as digital assets rally

Public.com users will be able to trade 10 digital assets, including bitcoin, dogecoin, litecoin, and cardano. Cryptocurrencies. INA FASSBENDER/AFP via Getty Images Trading app Public.com will begin allowing users to trade 10 cryptocurrencies in the coming weeks. The digital assets include bitcoin, ether, dogecoin, litecoin, and cardano. Cryptocurrency trading has already been offered on competitors Robinhood and WeBull. See more stories on Insider's business page. Users of trading app Public.com will soon be able to trade cryptocurrencies, a feature its competitors Robinhood and WeBull already provide. Public will gradually offer trading in 10 digital assets - bitcoin, ether, cardano, dogecoin, litecoin, bitcoin cash, stellar, ethereum classic, dash, and zcash - over the next several weeks, the company said in a statement. Members can invest as little as a dollar.Apex Crypto will provide execution and custody services for Public's new crypto-trading feature. New Yorkers, however, will not be able to trade digital assets in the app until Apex Crypto obtains its BitLicense in the state, said Public, which is "optimistic that crypto will be available to New York residents soon."Public is releasing the new feature as cryptocurrencies have rallied this week, led by shiba inu and bitcoin. Bitcoin surged past $1 trillion market valuation as investors sought to hedge inflation with cryptocurrency. Shiba inu, the dogecoin spinoff, has rallied more than 300% in a week, thanks to a nudge from Elon Musk on Twitter. Public, which launched in September 2019, has a much more visible social aspect compared to competitors like Robinhood and WeBull, Insider reported previously. In keeping with its slogan "Public makes the stock market social," the company launched a live audio feature, similar to that of the Clubhouse app, and has invited executives among others to chat. The company did not immediately respond to Insider's request for comment on the story. Read the original article on Business Insider.....»»

Category: smallbizSource: nytOct 7th, 2021

Wall Street"s top players break down why the bear market isn"t over for stocks ahead of 2023.

JPMorgan and Morgan Stanley strategists say the S&P 500 still has further to drop next year. Insider's Phil Rosen breaks down what you want to know. Top of the morning, readers. Phil Rosen here, ready to jump start your Friday with a breakdown of what some of Wall Street's top players expect for the stock market for 2023.One programming note before we dive in: You won't have to wait until Monday to get 10 Things in your inbox again. Tomorrow, you'll receive a special weekend edition of the Opening Bell newsletter, which features a fascinating Q&A from a veteran strategist about the state of the US economy and the biggest risks ahead.Sound good?If this was forwarded to you, sign up here. Download Insider's app here.Traders gather on the floor of the New York Stock Exchange, Friday, March 18, 2016.Associated Press/Richard Drew1. Morgan Stanley's top market strategist said the bear market isn't over yet. Investors might pour back into stocks on hopes of the Fed pausing rate hikes, but that's unlikely to have staying power going into the new year, according to Mike Wilson. "Powell's commentary is right in line with what we've been saying, which is that they're going to pause probably in January and the market is getting in front of that," Wilson said in an interview with Bloomberg on Thursday. "This is a classic Fed pause stock market rally."In fact, Wilson, who this year was named Wall Street's top portfolio strategist by Institutional Investor, warned that the S&P 500 could see another 26% drop next year to as low as 3,000. His comments followed those of Fed Chair Jerome Powell, whose remarks this week caused markets to surge on the expectation that the central bank will slow the pace of interest rate increases at its meeting this month. "This rally will go further and will probably drag people back into thinking that this bear market is over," Wilson said.Similarly, JPMorgan analysts wrote in a note to clients yesterday that the S&P 500 is set to revisit this year's lows early next year. They said the Fed's inflation fight won't end anytime soon, and that's going to weigh on indexes. "Fundamentals will likely deteriorate as financial conditions continue to tighten and monetary policy turns even more restrictive (Fed raises rates by another 75-100bp with an additional ~$1T in QT), while the economy enters a mild recession with the labor market contracting and unemployment rate rising to ~5%," the firm's analysts said.Ultimately, JPMorgan's view is for disinflation, a rising jobless rate, and weaker corporate sentiment to force the Fed to signal a policy pivot. That move could then lift the S&P 500 to 4,200 by the end of 2023, according to the bank. That's just slightly above where the benchmark index closed on Thursday, meaning investors should be prepared for tepid gains in the coming year. What's your full-year 2023 forecast for the S&P 500? A) Below 4,100B) 4,100-4,500C) 4,500-4,800D) Above 4,800Tweet me (@philrosenn) or email me (prosen@insider.com) to let me know.In other news:The housing market boomed in 2020 and 2021 but is now cooling rapidly.AFP/Getty Images2. US stock futures fall early Friday, as investors await the US monthly jobs report. Meanwhile, Binance has frozen withdrawals of a crypto linked to its own token that looks like it's been hacked. Here are the latest market moves.3. Earnings on deck: Copart Inc., Prospect Capital Corp., and more, all reporting.4. These fund managers have beaten 98% of their peers in 2022. They broke down the "keeper stocks" they are betting on for 2023 — and the three market sectors they are overweight on heading into the new year.5. European Union leaders have reportedly settled on a $60-a-barrel price cap for Russian oil. The trading bloc must now convince its members to agree to the level, and time is running out — the deadline is meant to be December 5.6. A housing market correction will take a long time. Prices need to fall as much as 20% in the next few years to return to their historical trend, DataTrek said. The research firm pointed to previous decades' home cycles and bubbles that could help forecast what comes next in 2023.7. China's yuan now accounts for nearly half of Moscow's currency market. Russia's central bank called for a balanced transition to the redback, even as it's seen its share of the market jump from 1% to over 40% in less than a year.8. Goldman Sachs made its case for why the US won't be hit with a recession in 2023. Low jobless claims, positive wage growth, and slowing inflation are among the reasons analysts listed in their forecast. Here are 10 reasons why they expect to skirt a downturn.9. BlockFi is the latest victim in the crypto contagion. The fallout from FTX's collapse has spread to other companies in the digital asset space, and it's becoming more important than ever for investors to educate themselves on associated risks. Experts shared their best tips to safely gain exposure to the market right now.Markets Insider10. Shares of a Japanese company that makes MSG are up 29% and just notched a new record high. Food seasoning maker Ajinomoto will accelerate its expansion in producing high-tech chipmaking film, the CEO told Bloomberg. Find out more about its push into the hot semiconductor industry.Keep up with the latest markets news throughout your day by checking out The Refresh from Insider, a dynamic audio news brief from the Insider newsroom. Listen here.Curated by Phil Rosen in New York. Feedback or tips? Tweet @philrosenn or email prosen@insider.comEdited by Max Adams (@maxradams) in New York and Hallam Bullock (@hallam_bullock) in London.   Read the original article on Business Insider.....»»

Category: topSource: businessinsiderDec 2nd, 2022

US stock futures drop and oil falls to 2022 lows as Chinese protests against zero-COVID curbs spook markets

Unrest erupted in Beijing, Shanghai and other major cities in protest against zero-Covid restrictions, unsettling investors. US stocks and oil both fell Monday as anti-lockdown protests in China rattled markets.Kevin Frayer/Getty Images US stock futures fell in premarket trading Monday as Chinese protests weighed on market sentiment. Crude oil prices fell to their lowest levels this year on worries about a hit to Chinese demand. Unrest erupted in Beijing, Shanghai and other major cities in protest against zero-Covid restrictions. US stock futures fell and crude oil prices hit their lowest levels this year Monday, as public protests in China against President Xi Jinping's zero-Covid policies unsettled investors.Futures linked to the S&P 500 benchmark US stock index lost 0.71% in premarket trading, while Nasdaq futures were down 0.81% and Dow Jones Industrial Average futures shed 174 points to drop 0.51%.Meanwhile, worries about weaker demand for fuel in China sent oil prices lower, with the global benchmark Brent crude declining just over 3% to $81.04 a barrel and the US benchmark WTI crude down about 3% to $73.95 a barrel.Protesters in major cities including Beijing and Shanghai are campaigning against China's strict lockdowns, which the government has continued to implement in a bid to contain the spread of coronavirus cases, which are hitting daily record highs.Demonstrations broke out after social media posts blamed the restrictions for preventing firefighters from tackling a blaze that killed 10 people. The unrest and its potential to hit the world's second-largest economy hit market sentiment. It has also shifted investors' focus away from the monthly US jobs report due Friday, which could offer up the most hopeful sign yet that the Federal Reserve will ease up its tightening campaign in December, analysts said."The recent narrative has been that markets have room to celebrate the downward shift in Fed tightening expectations and hopes that an eventual opening up of China's economy will help boost global growth," Saxo Bank strategists said. "The widespread protests at the weekend have changed the plot, driving new uncertainty on how things will develop and possibly outweighing a considerable portion of the implications of the next important data macro data points out of the US, especially the Friday November jobs report," they added.Asian stocks also fell Monday. Hong Kong's Hang Seng index led the selloff by dropping 1.57%, while the Shanghai Composite slipped 0.75%. Tokyo's Nikkei 225 closed 0.42% lower.Here's what else is happening in markets this morning:European stocks traded lower, with the flagship Stoxx 600 index down 0.83%. Paris's CAC 40 slid 0.85%, Frankfurt's DAX 40 dropped 0.83%, and London's FTSE 100 fell 0.67%.Bond prices edged higher, with US 2-year yields down 5.8 basis points to 4.451% and US 10-year yields falling 4.9 basis points to 3.651% at last check.The US Dollar Index, which tracks the greenback against a basket of six other leading currencies, fell 0.36% to 105.58.Cryptocurrencies continued to trade close to their 2022 lows, with bitcoin down 2.14% to $16,215 and ethereum dropping 3.44% to $1,174.Read the original article on Business Insider.....»»

Category: dealsSource: nytNov 28th, 2022

Cathie Wood breaks down FTX, Elon Musk, and Twitter in a new interview. Here are her 9 best quotes.

The Ark Invest chief compared FTX to Bernie Madoff's Ponzi scheme: "This is fraud. This is Madoff. Madoff was $64 billion in claims." Cathie WoodCindy Ord/ Getty Images Cathie Wood spoke to Bloomberg on Tuesday in a wide-ranging conversation on crypto, FTX, Elon Musk, and investing.  She compared Sam Bankman-Fried's FTX to Bernie Madoff's Ponzi scheme, and shared her thoughts on Elon Musk, Twitter, and Tesla.  Here are Wood's nine best quotes from the interview. Veteran investor Cathie Wood is not shy about sharing her outlook for cryptocurrency and investment strategies.In a wide-ranging interview with Bloomberg on Tuesday, the Ark Invest CEO explained why she remains bullish on bitcoin and crypto's underlying technology, and also spoke about the implosion of Sam Bankman-Fried's FTX, Elon Musk's Twitter acquisition, and Ark's optimism for Tesla. Here are Wood's 9 best quotes, lightly edited for length and clarity:1. "Many people are saying well, is this another Lehman, could we see the domino effect here?...Right now, we have it seems from FTX, $5-$10 billion in creditors, as FTX has filed bankruptcy they will be making claims. If you look at Lehman, that was $1.2 trillion in claims... This is fraud. This is Madoff. Madoff was $64 billion in claims. Again, FTX is 5 to 10 billion."2. "Yes, a lot of people have lost a lot of money. The crypto asset ecosystem is losing value here. But if we're right on the underlying technology and the underlying roles that bitcoin and ether, ethereum, are going to play in this new world, then I think we're going to recover pretty quickly."3. "I think the thing that is shocking is how many people were very close to [Sam Bankman-Fried]... the fact that so many people were completely fooled is quite shocking. You know, I think he had this aura around him or something that caused people to ask fewer questions than might otherwise been the case. It's very hard to understand."4. "We do think bitcoin — and you can see through the behavior of the infrastructure it hasn't skipped a beat, not one beat — it's more secure than yesterday, the day before, the day before. I have a feeling [FTX's collapse is] going to elevate bitcoin in the eyes of not only the crypto world but the investment world at large."5. "We think bitcoin is coming out of this smelling like a rose."6. "But if you look at that model longer-run, [Twitter] has not delivered on the promise. I think opening up the algorithm, which we think [Elon Musk] will do, and taking away the kind of human-driven censorship, and allowing the transparency of the algorithms that they do put out there, allowing people to question them, I think is going to be very healthy... I actually like what he's doing."7. "You'll remember that Elon started his entrepreneurial pursuits with a precursor to PayPal, so a very long time ago had this idea of a digital wallet, a super app like WhatsApp. We know he knows a lot about this world, and I think if anyone in the US can do this, I think he can. I think he'll surround himself by the right business leaders. He's not going to do this himself."8. "Think about the amount of data Twitter has, and think about the combination of that and artificial intelligence. Remember, [Musk] has AI expertise and experts… they are going to, I think, surprise and delight heading for a super app kind of product."9. "[Tesla is] grabbing a disproportionate share — and will continue to do so — of the market, that we think by 2027 will account for 85% to 95% of all cars sold in in the world."Read the original article on Business Insider.....»»

Category: personnelSource: nytNov 25th, 2022

Ether falls as the FTX hacker dumps $74 million worth of the token and swaps it for bitcoin

Fears of an FTX contagion continue to spread through the crypto sector, hitting major tokens like ether and bitcoin and sparking sell-offs. SOPA Images / Contributor/ Getty Images Ether fell as much as 7% Monday as the hacker who looted FTX began dumping tokens.  Over the last week, the hacker gradually converted the stolen FTX funds to ether, CoinDesk reported.   About $74 million of ether has been laundered into bitcoin using RenBridge, CNBC reports. The price of ether dropped as much as 7% Monday as the purported FTX hacker dumped millions of dollars worth of pilfered ethereum and swapped it for bitcoin. A week ago, the hacker had accumulated roughly $288 million of ether after raiding Sam Bankman-Fried's ailing crypto exchange, making the looter the 35th-largest ether holder in the world, according to Bloomberg.Blockchain analytics company Elliptic estimated that, in total, FTX had about $477 million swiped amid its stunning collapse.However, the hacker's ethereum holdings dropped 26% over the weekend, according to data from Etherscan cited by Decrypt. Elliptic's cofounder, Tom Robinson, told CNBC Monday that hackers were converting the ether into bitcoin using a blockchain bridge product called RenBTC. Per the report, roughly $74 million has been moved to bitcoin from RenBTC so far.Notably, Alameda Research, Bankman-Fried's crypto trading firm and a sister company to FTX, acquired RenBridge last year, which owns the RenBTC tool. On Sunday, ether traded as low as $1,118.64. Bitcoin shed roughly 2% Monday to hover at $16,029.Year-to-date, the world's second largest crypto by market cap has shed roughly 75% of its value. Losses for the token, as well as others like bitcoin and solana, have accelerated in recent weeks as fears of an FTX contagion spread. Blockchain analytics firm, Chainalysis, said in a tweet Sunday that it had also confirmed hackers were moving the stolen funds.—Chainalysis (@chainalysis) November 20, 2022Despite the turmoil sparked by FTX's implosion, billionaire Bill Ackman, for his part, said crypto isn't going anywhere. "I think crypto is here to stay and with proper oversight and regulation, it has the potential to greatly benefit society and grow the global economy," Ackman said on Twitter.Read the original article on Business Insider.....»»

Category: smallbizSource: nytNov 21st, 2022

Binance Users Withdrew $1.35B of Bitcoin in Days Following FTX Collapse

Cryptocurrency exchange Binance experienced record levels of bitcoin, ethereum and stablecoin outflows over the weekend after the collapse of FTX......»»

Category: forexSource: coindeskNov 14th, 2022

64 cool gifts for teens that they"ll actually love

The best gifts for teens are ones that fit their interests, like tech gadgets, beauty products, and cool accessories. Here are 64 unique gifts. When you buy through our links, Insider may earn an affiliate commission. Learn more.Best Buy; SmokoWe feel you — teenagers are notoriously hard to shop for. But that's all the more reason to give them a gift that shows how much you care. While teens can be fickle and picky, they'll appreciate a thoughtful gift more than they're likely to let on.We rounded up 64 teen-approved gifts to make your search a little bit easier, with a little something for every teen and tween. A music subscription, clean beauty options, and vintage-style steals? We recommend these and more. And if you're not sure what to buy for other people in your life, check out all of our gift guides.*This list includes a Sponsored Product that has been suggested by Aerie. It also meets our editorial criteria in terms of quality and value.A ring lightAmazonYesker 14-inch Ring Light, available at Amazon and Yesker, from $77.39A ring light is a thoughtful gift for teens searching for the best lighting for their TikTok videos. This one is dimmable and comes with color temperature adjustments for achieving the perfect look. Plus, it doubles as a tripod for their phone.A laser tag setAmazonSquad Hero Laser Tag Set, available at Amazon, $149.99Laser tag is fun for the whole family all year round. It's also a great screen-free game to play when your teen has friends over. The Squad Hero Laser Tag Set comes with blasters and vests needed for four players. Play as a team or solo and adjust how many lives each player has per game. It's perfect for sleepovers.A cute and sustainably made sweatshirtAerieDown-To-Earth Crew Sweatshirt, available at Aerie, $35.97This super-soft sweatshirt features ribbed sleeve cuffs and a neckline, making it a durable everyday option. It is also a part of Aerie's Real Good collection, which includes clothing made from materials that have been sustainably produced or sourced.*Sponsored by Aerie.A Lego set for the Marvel fanAmazonLego Infinity Gauntlet, available at Amazon, $63.99There's no better way for a die-hard Marvel fan to show their affection for the movies than with the Lego version of the Infinity Gauntlet from "Avengers: Infinity War" and "Avengers: End Game." After completing the 590-piece set, it can be placed prominently on the shelf or desktop to show off your ultimate fandom.Super-comfy and stylish socksBombas Tie Dye Pride Calf SocksBombasBombas socks, available at Bombas and Amazon, from $13As a parent of a teen, it's basically your civic duty to buy them socks during the holidays. Instead of picking up the cheapest six-pack at the local department store, give them comfortable and attractive Bombas socks. Not only do they feel great on your feet, but the company gives back with every purchase. Check out our full review of Bombas socks.A projector for relaxing ambianceAmazonBlissLights Sky Lite LED Laser Star Projector, available at Amazon and Walmart, $39.99The BlissLights Sky Lite will project a blue nebula with slowly rotating green stars onto your teen's walls and ceiling. It's great for adding ambiance to a room while they hang out or as a soothing night-light while they drift off to sleep. A hilariously meme-able party gameAmazonWhat Do You Meme Game, available at Amazon and Walmart, from $21.99Meme lovers and board gamers unite for this hilarious What Do You Meme adult party game. Seating three to 20 players, this 435-card deck turns the kitchen table into a battleground for who can create the funniest memes. You can always add an expansion pack for fresh laughs!A pair of touchscreen glovesThe North FaceNorth Face Denali Etip Gloves, available at Amazon and North Face, from $26.20As much of the country freezes over, teens must decide between using their phones and keeping their fingers protected when they venture outside. Fortunately, the Denali Etip Gloves have impressive touchscreen compatibility so kids can stay connected without fear of frostbite. The gloves are made of recycled materials making them an eco-conscious choice.A pair of ultra-popular platform sneakersConverseConverse Run Star Hike Platform, available at Converse, Nordstrom, and Foot Locker, $110Everyone is rocking these fashion-forward, reimagined versions of classic Chucks. You can choose from classic neutrals and snazzy patterns, or customize them for a more personal touch.An Apple Music subscriptionBest BuyApple Music Subscription, available at Apple, $9.99 monthly after a 1-month free trialAs far as we're concerned, most teenagers communicate best through music. A subscription to Apple Music is a gift that keeps on giving, serving up over 90 million songs, 30,000 playlists, and live radio. You can upgrade to a multi-user jam sesh for just $5 more a month.A corduroy tote bagAmazonCorduroy Tote Bag, available at Amazon, $10.99 Lightweight and made of soft yet durable corduroy, this tote is perfect for school books or day trip essentials. The cotton-lined bag comes in 12 colors as well as leopard, cow, and floral prints. It has two small exterior pockets and measures 13.5" x 4.3" x 14.5".A fragrance subscriptionScentbirdPerfume 3-Month Subscription, available at Scentbird $48For teens exploring fragrances, help them find their favorites with a perfume subscription. Scentbird's three-month subscription lets them choose a supply of perfume each month. There are thousands of well-known and new fragrances. A wearable throw blanketBed Bath & BeyondUGG Avery Hooded Throw Blanket, available at Bed Bath & Beyond, $29.99What's better than a gift that's fun and comfortable? This UGG hooded blanket is a perfect addition to movie night, a cozy evening at home, or after-school relaxation. Featuring a soft flannel exterior and faux Sherpa texture, this throw comes in six different colors for optimal coziness.A heatless curling rod headbandAmazonCORATED Heatless Curling Rod Headband, available at Amazon, $8.99This heatless curling rod is perfect for beauty gurus to-be. As seen on TikTok, this sleep-in, satin-covered curler is a healthier way to curl with no heat and no damage. Just clip, braid, and tie off dry hair for bouncy curls with zero expense.This exclusive Harry Potter-themed eyeshadow paletteColourPopBack to Hogwarts Pressed Powder Palette, available at ColourPop and Ulta, $30ColourPop's most requested collab is here, with Harry Potter-themed makeup. For die-hard HP fans, we recommend the Back To Hogwarts shadow palette. It holds 24 spellbinding shades inspired by their fave characters in matte, pressed glitter, metallic, and more.A tie dye kit they can use for a fun at-home activityAmazonTulip One-Step Tie Dye Kit, available at Amazon, $12.70With tie-dye, teens can revitalize white clothes and spend a few hours having fun doing something creative, whether solo or with family or friends. The kit has enough materials for up to 30 projects.This one-step hair dryer brushElana Rubin/InsiderRevlon Salon One-Step Hair Dryer and Volumizer Hot Air Brush, available at Target, Amazon, and Ulta, from $32.49Who doesn't love a one-step tool that feels luxurious? This popular round brush acts as a hairdryer while they brush, giving their hair volume without much finesse or time. You can find our full review of the Revlon One-Step here. An Apple AirTag to keep track of their belongingsLisa Eadicicco/InsiderApple AirTag, available at Target, Apple, and Amazon, from $27.98The teenager in your life can attach this tag to their backpack, wallet, keys, or any other easily lost item and find it easily with the Find My app whenever they've misplaced it. Using the app, they can opt for the tag to play a sound until they've found their keys sandwiched between couch cushions or their wallet in the pantry.A board game that feels like a video gameAmazonCephalofair Games Gloomhaven Board Game, available at Amazon, $159.99This collaborative board game (good for one to four players) is sort of like Dungeons & Dragons, Magic the Gathering, and other cult-favorite fantasy adventure games. Players must contend with monsters and mercenaries, explore a new world, and discover treasure and fame.Disposable cameras to help them stay in the momentAmazonFujifilm Instax Mini 9 Instant Camera, available at Amazon, Walmart, and Barnes & Noble, from $64.55Kodak Funsaver One Time Use Film Camera (2-pack), available at Amazon, $44.98Disposable cameras are popular right now, partly because of the nostalgic aesthetic of a polaroid and partly because of their simplicity. Bonus: Polaroids help people preserve memories without adding to screen time. Plus, they'll get plenty of photos to decorate their room or locker and share with friends.Glossier's fan-favorite productsGlossierBoy Brow + Balm Dotcom + Futuredew Set, available at Glossier, $44No-makeup makeup is in right now and, if your teen is into beauty products, they may appreciate a gift from Glossier. The brand features the "natural and glowy" products that Olivia Rodrigo says she wears in her Vogue beauty diary. We'd recommend a gift card or a pack like the Boy Brow + Balm Dotcom + Futuredew pack, which covers three of its fan-favorite products.A great bookAmazon"Ready Player One" by Ernest Cline, available at Amazon and Bookshop, from $11Books are an incredible gift if your teen is a reader. It can translate into hours of enjoyment at a minimum and, at its best, a favorite story that follows them well into adulthood.Plus, if you've read the book, it can also mean great conversations about it or movie adaptations to watch together. It's also a gift where money doesn't really matter; you can find a great read for $20 and spending more won't make much difference.Some book suggestions:"All the Bright Places," a popular YA book on TikTok"Scythe," a bestselling dystopian YA book similar to "The Hunger Games"The best young adult books, according to a teenagerThe best young adult romance booksThe best young people's literature of 2021 according to the National Book AwardsThe best books we read in our 20sAn eco-conscious tie-dye beanieFree The EarthParks Project Beanie, available at Free People, from $40These unisex tie-dye beanies come in cool colors and with a unique plant logo. (To date, the Parks Project has reportedly contributed over $2,000,000 to help fund vital projects in national parks around the US).Ribbed beanies are big right now, à la the popular Carhartt beanie. If they've got that staple covered, the Parks Project also has tube socks. A splashproof, portable Bluetooth speaker perfect for outdoor tripsAmazonUltimate Ears Wonderboom 2, available at Amazon and Best Buy, $99.99This rugged, compact speaker can go with them anywhere. It's waterproof, has an "outdoor boost" button specifically for listening outside, is "drop-proof," and boasts a 13-hour battery life.A plush toy that they can heat upSmokoTayto Potato Mini Toasty Heatable Plushie, available at Barnes & Noble, $17Whenever they need some cozy comfort, they can heat up this cute animal-shaped heating pad for a snuggle.A portable phone chargerAmazonElecjet Powerpie Portable Charger, available at Amazon, $49.99This handheld charger can charge up your teen's smartphone or various devices like an iPad or small laptop so they can stay in touch, turn their paper in on time, or just never have to stress about 5% battery life.Sheet masks to go with a Netflix marathonAmazonTONYMOLY I'm Real Sheet Masks (10 pack), available at Amazon and Revolve, from $24There are few things my 15-year-old sister loves more than oversized hoodies, Boba, and an endless supply of sheet masks. Grab a pack, throw them on, and make a night out of it with your teen's favorite candy and TV show.A pair of trendy, easy-to-use AirPodsAppleApple AirPods Pro (2nd Gen) with Charging Case, available at Target, Amazon, and Apple from $234If you're after the title of their favorite relative of the year, here's a good place to start. AirPods are both easy to use and functional as well as trendy. A Bluetooth water bottle speakerGrommetAsobu Bluetooth Water Bottle Speaker, available at Amazon and Walmart, from $39.99This Bluetooth water bottle speaker offers a boost of hydration and fun for everyone. The water-resistant speaker resides at the top, ensuring greater sound quality that lasts 6-10 hours. It's the perfect accessory for them to bring to every hang-out session. A slim leather walletAmazonBellroy Slim Sleeve Leather Wallet, available at Amazon and Bellroy, $79This thin wallet is a subtle nudge toward minimalism, something many teens appreciate. The Bellroy Slim Sleeve wallet offers room for up to eight cards and a pocket to stash cash. It comes in a variety of colors and features environmentally certified leather.An eco-friendly phone casePelaPela Phone Case, available at Amazon and Pela, from $10.46Pela offers a wide variety of biodegradable cases for iPhone and Android, all made from plant-based polymers. Pela cases are rugged enough to offer drop protection, and if a phone has both a Pela case and screen protector but still cracks, Pela will cover the bill to get it fixed.A comfortable and sustainable Patagonia pullover they'll wear all the timePatagoniaPatagonia Men's Lightweight Synchilla Snap-T Pullover, available at Patagonia, REI, and Dick's Sporting Goods, $129Patagonia Women's Better Sweater 1/4-Zip Fleece, available at Patagonia, REI, and Dick's Sporting Goods, $129.99A Patagonia sweater is a particularly good gift for teens who are interested in sustainability. The company has been turning plastic bottles into polyester for its clothing since 1993 and continues to do so today.Its Snap-T pullover is the unofficial uniform of the cozy adventurer. It and the Better Sweater are long-held favorites, and both are comfortable classics that they'll no doubt come to rely on heavily during colder weather.A gift card for stylish new glassesWarby ParkerGift Card, available at Warby Parker, from $50Teens are a notoriously picky bunch, so you can never go wrong with a gift card. If they're in the market for new glasses or sunglasses, we recommend Warby Parker because of its versatility, size flexibility, and free at-home try-on program. An Amazon Echo Dot for hands-free calls, alarms, music, updates on the weather, and moreAmazonEcho Dot (4th gen), available at Best Buy, $49.99The Amazon Echo Dot is the most popular Amazon device for a reason — it's compact and has all the capabilities of Alexa (weather updates, recipes, music, news) without any of the bulk. A smartphone-sized travel photo printerTargetHP Sprocket 200 Photo Printer, available at Amazon and B&H Photo, $79.99This tiny, compact device prints photos with sticker backing on ZINK film with Zero Ink technology. It connects to devices via Bluetooth, and multiple devices can connect at once (personalized LED lights indicate who is currently printing). String lights with clips for photosAmazon/Business InsiderRoom Essentials Photo Clip LED String Lights, available at Target, $10Perfect for creating the archetypal teen room that's most often seen in Netflix movies and old Taylor Swift music videos, the photo clip string lights combine warm light and Polaroids (or other memorabilia). A trendy Champion sweatshirtUrban OutfittersChampion Reverse Weave Fleece Crew Neck Sweatshirt, available at Urban Outfitters and Champion, from $38Like Fila, Champion is a brand that's had a resurgence as of late. If you want to get them something they'll end up wearing all the time, this is a good candidate. A great video game"The Legend of Zelda: Skyward Sword HD" / Nintendo"The Legend of Zelda: Skyward Sword HD" for the Nintendo Switch, available at Amazon, Walmart, and GameStop, from $40.73If they're into video games, all other gifts may pale in comparison to a really good new one. Check out "Hades," "NBA 2K22," and "The Legend of Zelda: Skyward Sword HD."A vinyl record membershipVinyl Me, PleaseGift Membership, available at Vinyl Me, Please, from $119There's no greater joy than adding to a record collection or playing a new album for the first time. Your recipient gets to choose from three different types of tracks each month and will also receive extra goodies in each package. They'll also get one bonus record as part of the three-month gift membership. A gentle facial cleansing device that removes 98.5% of dirt and makeupFOREOLuna 3 Facial Cleansing Device, available at Foreo and Amazon, from $219FOREO's cult-favorite Luna 3 cleansing device gently and effectively cleans with thin, antimicrobial silicone touch-points, and it removes 98.5% of dirt and makeup residue without irritating the skin. Plus, it's 100% waterproof and the battery life lasts for months per charge.Find a full review on the previous generation Luna 2 from a female reporter and a male reporter here.Comfortable lounge pants that look put-togetherMeUndiesMen's The Lounge Pant, available at MeUndies, $68Women's Lounge Pant, Women, available at MeUndies, $68MeUndies is a popular LA startup that makes some of the most comfortable underwear we've ever tried. Their lounge pants, however, are the real hidden gem — perfect for lounging around on weekend mornings or heading to the dining hall when they get to college (yep, they'll last that long) while still looking sleek.A subscription to a famous book club that sends them great hardcovers each monthBook of the Month/Instagram3-Month Gift Subscription, available at Book of the Month, $49.99If your teen is a bookworm, Book of the Month is an especially cool gift. It's a book club that has been around since 1926, and it's credited with discovering some of the most beloved books of all time (like "Gone with the Wind" and "Catcher in the Rye" to name a couple).If you gift them a subscription, they'll receive a hardcover book delivered once a month. Books are selected by a team of experts and celebrity guest judges.If they're really more into audiobooks or e-reading now rather than hardcovers, check out a gift subscription to Scribd (full review here).An Apple Watch that combines their smartphone with a fitness trackerAmazonApple Watch SE GPS, 40mm, available at Apple, Amazon, and Walmart, from $199If you have a little extra to spend on your teen, consider getting them a smartwatch. The Apple Watch SE is like a smartphone, fitness tracker, and music player all in one. Just like on their phone, they can customize the watch to show their favorite apps to pick, including social media.A cute iPhone caseSociety6Coffee Reading iPhone Case, available at Society6, $17.50This fun iPhone case is funny and unique, and most of their friends probably won't have the exact same one. Reusable strawsAmazonHiware Reusable Silicone Straws (10-pack), available at Amazon, $7.99Help teens do their part to keep single-use plastics out of trash bins, landfills, and the ocean by giving them this pack of reusable silicone drinking straws. They come in various colors and include a few cleaning brushes as well.A set of velvet retro-inspired scrunchiesAmazon/Business InsiderScuni Hair Scrunchie Variety Pack, available at Target and Bed Bath & Beyond, from $6.99Another trendy gift is as many scrunchies as you can carry. This pack comes with 12 options in enough colors to work with virtually any outfit or mood. A multicolor mini cinema light boxUrban OutfittersMulticolor Cinema Light Box, available at Uncommon Goods, from $20These trendy lightboxes are inspired by cinema marquees, and they come with 100 letters and symbols for personal messages. This one also has color-changing LED lights for further customization.Fun and useful PopSockets for the back of their phoneAmazon/Business InsiderPopGrips, available at PopSockets and Amazon, from $6PopSockets have become their own cultural phenomenon in recent years, and they're surprisingly useful. Get your teen one for their own phone or tablet, and depending on their age, you may find it's the gift they're most excited about. It doesn't hurt that there's free domestic shipping on orders over $20, or that you can actually design your own.A waterproof e-reader with a no-glare screenAmazonAmazon Kindle Paperwhite, available at Amazon and Target, $139.99Amazon's Kindle Paperwhite is its thinnest, lightest version. It also has double the storage, a built-in light that adjusts to accommodate reading indoors or outdoors, and is waterproof for reading anywhere, including the beach or bath. Plus, a single battery charge lasts weeks rather than hours.Cool backpacks from a popular startup with a charitable missionSTATE Bags/FacebookState bags and accessories, from $18State bags are increasingly popular thanks to their versatile, laid-back aesthetic and characteristically bright nylon colorways. They're also known as #GiveBackPack(s), because for every State bag purchased, State hand-delivers a backpack — packed with essential tools for success — to a local child in need. The Lorimer and Bedford are two of the company's best sellers.Personalized NikesNikeCustomizable Nikes, available at Nike, from $120Nike makes great stuff, but it's nice to get the benefits of a great shoe without forsaking what makes something unique. You can customize a pair of Nikes for them, or give them a gift card so they can get creative making something one-of-a-kind on their own.A great Alexa-enabled speaker they can control by voiceSonosSonos One Smart Speaker, available at Sonos, Best Buy, and Amazon, from $219The new Sonos One smart speaker fills any room with clear, rich sound, and they can use Alexa to play and control their music without ever lifting a finger. Find a full review here.A cult-favorite hair towel that reduces damage and cuts drying time by 50%Aquis/Business InsiderAquis Rapid Dry Hair Towel, available at Amazon and Target, from $20Aquis' cult-favorite hair towels can cut the amount of time it takes your hair to dry in half — a claim we're happy to report holds up. The proprietary fabric also means there's less damage to wet hair while it dries. If they've ever complained about frizzy hair, this and a silk pillowcase are thoughtful gifts they'll actually use. A Disney+ subscription for access to classic movies and moreDisney PlusGift Subscription, available at Disney Plus, $79.99/yearDisney Plus is the new Disney-centric streaming service. The platform includes Disney, Pixar, Marvel, Star Wars, National Geographic, and 20th Century Fox. You can gift a whole year of access for $80, which is something their entire family can benefit from.If you'd rather test Disney Plus out before buying, you can sign up for a free weeklong trial.A suitcase with an ejectable battery that can charge their devices on the goAwayThe Carry-On, available at Away, from $275Travel startup Away makes a great carry-on with an ejectable battery that can charge devices on the go, 360-degree wheels, and a lightweight build that travels easily. In other words, it takes a lot of the angst out of travel and may make family trips far more enjoyable and stress-free.Durable sunglasses that look good, tooAmazonSmith Optics Lowdown2, available at Smith Optics and Backcountry, from $109Who better to make a pair of durable, performance-based sunglasses than the company known for innovating the ski goggle? The Lowdown2 features bio-based materials for the frame, ChromaPop lens technology which creates high contrast and vibrant colors, and an anti-reflective, smudge-resistant coating.Plus, the brand offers peace of mind with free shipping, 30-day returns, and a lifetime warranty.Comfortable, high-quality sheets that come in lots of colors and patternsBrooklinenLuxe Hardcore Sheet Bundle, available at Brooklinen and Amazon, from $245.03We think Brooklinen makes the best high-end sheets at the best price on the market, and most of the Insider Reviews team uses Brooklinen on their own beds. It's perfect for lazy Saturday mornings or the rare occasion sleeping in is encouraged.The Luxe Hardcore Sheet Bundle comes in 15 colors and patterns that range from classic to fun, and you can mix and match them to suit their preferences. Grab a gift card (delivered digitally) if you want to give them more freedom.Fidget ballsSpeks2.5mm Magnet Balls, available at Speks, $34.95Made from rare earth magnets, these tiny balls can be molded into an infinite number of shapes and designs. The size of Speks balls makes them ideal for teens to keep with them for those unpredictable moments of nervousness that fill teenage years.A pack of smart plugs so they can control devices from a distanceAmazon/Business InsiderTP-Link Kasa WiFi Smart Plug, 2-Pack, available at Best Buy, $24.99Whether they're wondering if they turned off their hot iron or just don't want to get up to turn off the TV, a smart plug lets them control devices from a distance. You can connect to them using any smart device.A Time-Turner clock that actually spinsHarry PotterHarry Potter Time-Turner Clock, available at Pottery Barn Teen, $69It may not be able to take them back in time or help them be in two places at once, but this Time-Turner clock will keep them on top of their schedule. It even has a functional hourglass on the back so they can time their study breaks. A toothbrush with a timerAmazonOral-B Pro 1000 Electric Toothbrush, available at Amazon and Oral-B, from $39.97Rigorous dental hygiene isn't usually on the top of the list of things teens care about, which is all the more reason a rechargeable toothbrush with a timer is a fantastic gift. This rechargeable brush breaks up 300% more plaque on the gum line than traditional brushing and lets them know when two minutes have passed.Compact hand sanitizer sprayTouchlandTouchland Power Mist Hand Sanitizer, available at Touchland and Sephora, $10It's in the car, the house, and their pocket these days, but many hand sanitizers smell a little like household cleaners. Touchland comes in scents like Vanilla Cinnamon and Forrest Berry, or even unscented for the teen who likes to keep it simple.The compact sanitizer features 67% alcohol for killing germs but balances it with soothing aloe vera and essential oils to hydrate the skin. A lottery card that donates to charitiesLottoLove/Business InsiderScratch Off Card, available at LottoLove, from $5When you gift this lottery card, you're actually giving the gift of charity. When you "win big," you're winning a charitable prize that gets donated to nonprofits in one of four categories: Clean water, solar light, nutritious meals, or literacy tools. To date, LottoLove and its partners have impacted lives in over 70 countries.Gift cards for concert tickets, food, and clothesChipotleYou can't go wrong with money for their favorite things, especially for teens who are relying upon part-time jobs to fund their frequent Chipotle meals and concert trips with friends. Check out more gift card ideas here.Everything: Visa Gift Card / Amazon Gift CardCoffee and food: Starbucks Gift Card / Chipotle Gift CardEntertainment and live events: Netflix Gift Card / Xbox Gift Card / Hulu Gift Card / StubHub gift cardMusic: Spotify Gift CardSheets: Brooklinen Gift CardGroceries: Whole Foods Gift Card Clothes: Nordstrom Gift Card / Everlane Gift CardTech: Best Buy Gift CardRead the original article on Business Insider.....»»

Category: dealsSource: nytNov 14th, 2022

The Lehman Brothers of Crypto: Here"s how the fall of Sam Bankman-Fried"s FTX compares to the collapse that sparked the Great Financial Crisis

"The primary use of crypto is speculation, and so its failure is unlikely to have broader repercussions," a law professor told Insider. Welcome back to Opening Bell, team. I'm Phil Rosen. In light of all the crypto hubbub last week, today we're skipping the econ lesson and pivoting instead to history. You've seen the movie "The Big Short," right? It gives maybe the clearest, most entertaining breakdown of how many, many very bad bets on subprime mortgages kickstarted the 2008 Financial Crisis. The most serious domino to fall 14 years ago was Lehman Brothers, the classic too-big-to-fail behemoth that did in fact go under. All this is a roundabout way of saying the collapse of Sam Bankman-Fried's crypto exchange, FTX, is severe and dramatic enough to warrant its own movie in a few years. If this was forwarded to you, sign up here. Download Insider's app here.AP Images1. In the last few days, I've had many conversations with Wall Street and blockchain execs who have drawn comparisons between FTX's demise and that of Lehman Brothers in 2008. My main question has been: Is FTX crypto's Lehman Brothers? The consensus seems to be a resounding "kind of."Reminisce with me for a moment: In the years leading up to 2008, Lehman Bros loaded up its balance sheet with huge amounts of subprime mortgage debt. But virtually overnight the value of those holdings evaporated as the housing market collapsed. Lehman went under, and the world sunk into its worst financial crisis since the Great Depression. Meanwhile, the FTX empire similarly collapsed last week because its balance sheet was weighed down by an asset — its native FTT token — that saw its value virtually hit zero overnight. It raised serious concerns about the solvency of its companies and sparked a domino effect that led to Friday's bankruptcy filing.But Jan Szilagyi, chief executive of financial services firm Toggle AI, told me that the size of Lehman, for starters, made for a much more tumultuous fallout than anything a crypto firm could bring. "An organization like Lehman would be at the heart of a relatively complex financial system, fixed and extended into mortgages, extended to consumer loans, extended into obviously trading and so on," Szilagyi said. Because people don't borrow in crypto to pay for mortgages or credit cards, he added, there's less risk of a contagion hitting mainstream markets. That doesn't mean contagion can't bring down the crypto sector, however. "The crypto ecosystem has been made fragile by leverage and interconnectedness, just as the traditional financial system was fragile because of leverage and interconnectedness in 2008," Hilary Allen, a financial regulation expert at American University, told me a couple days ago. "The primary use of crypto is speculation, and so its failure is unlikely to have broader repercussions so long as the traditional financial system has no significant exposure to crypto," she noted. Lehman or not, risks remain for players big and small in the digital asset space. There's no lender of last resort for a crypto firm today, unlike in 2008 with Wall Street, but David Siemer, CEO of Wave Financial, told me a new renaissance of regulation could emerge from FTX's ashes. In his words: "The industry needs to mature before it can recover, whether this comes from enhanced government policies on how to interact with crypto, or more sophisticated asset managers handling the movement of large sums of assets."What do you think is the more likely result of the fall of FTX?A) Significantly tighter regulation of crypto in the US and globallyB) The market recovers and it's eventually back to business as usualLet me know on Twitter (@philrosenn) or email me (prosen@insider.com).In other news:Traders on the floor of the New York Stock Exchange (NYSE)Spencer Platt/Getty Images2. US stock futures fall early Monday, after voting member Christopher Waller said the Fed's not "softening" on inflation and the endpoint of rate hikes is likely "a ways off". Here are the latest market moves.3. Earnings on deck: SMC Corp., Tyson Foods Inc., and more, all reporting.4. America's biggest wealth manager explained why he's telling clients that going all-in on stocks is the right move now. Acclaimed expert Peter Mallouk shared how he's recommended people invest in stocks and bonds amid uncertainty — and why real estate investing is still a no go.5. Stocks could see a bull run in 2023 but that doesn't mean inflation won't stay sticky. Bank of America analysts forecasted that prices will remain high heading into next year and the Fed will keep hiking rates — unless a recession hits.6. The former chief economist of PIMCO said the Fed has smashed the housing market and killed rampant speculation. He pointed to the doubling of mortgage rates and trouble in crypto as signs that the Fed has sufficiently tightened its monetary policy. "I think we're almost there."7. The latest CPI report was a game changer for the stock market and a 25% rally could be coming in the next 50 days. That's according to Fundstrat's Tom Lee. He thinks favorable inflation data could repeat again next month, which suggests the Federal Reserve may have a better shot of a soft landing. 8. Goldman Sachs shared an options trading strategy with an 18-year track record of adding income to investors' portfolios. As forecasts over consumer price data and recession fears loom, the firm laid out which bets can withstand a choppy macro environment. See how analysts explained the strategy here.9. The manager of an international Fidelity fund broke down why he invests without obsessing over traditional valuation metrics. This portfolio manager runs the firm's market-crushing international small-cap, and revealed why it's set to keep outperforming even as a recession nears. He shared the details into how a batch of companies has helped him beat 91% of competitors this year.Bitcoin price on 14 November, 2022Markets Insider10. El Salvador didn't have any bitcoin holdings in FTX. At least that's what Binance's CEO tweeted out: "I exchanged messages with President Nayib a few moments ago. He said 'we don't have any Bitcoin in FTX and we never had any business with them. Thank God!'"Keep up with the latest markets news throughout your day by checking out The Refresh from Insider, a dynamic audio news brief from the Insider newsroom. Listen here.Curated by Phil Rosen in New York. Feedback or tips? Tweet @philrosenn or email prosen@insider.comEdited by Max Adams (@maxradams) in New York and Hallam Bullock (@hallam_bullock) in London.   Read the original article on Business Insider.....»»

Category: personnelSource: nytNov 14th, 2022

As much as $2 billion in FTX customers" funds has reportedly vanished from the collapsed crypto exchange

A "back door" into FTX's books could have allowed ex-CEO Sam Bankman-Fried to quietly transfer $10 billion to trading firm Alameda, Reuters reported. Sam Bankman-Fried.(Photo by Jabin Botsford/The Washington Post via Getty Images) Between $1 billion and $2 billion of FTX customer funds have vanished, sources told Reuters. Ex-CEO Sam Bankman-Fried quietly transferred $10 billion of funds to a trading arm, they said. They said a "back door" allowed changes to financial records for FTX, now collapsed into bankruptcy. At least $1 billion in FTX customers' funds have vanished from the collapsed crypto exchange, Reuters has reported, citing two people familiar with the matter.The exchange's founder and former CEO Sam Bankman-Fried quietly transferred $100 billion of customer funds from FTX to its sister trading company Alameda Research, and now a big chunk of that total is missing, the report said.One of the sources, who Reuters said held a senior position at FTX until this week, estimated about $1.7 billion is missing. The other, also briefed on the exchange's finances by top staff, gave a range of $1 billion to $2 billion. FTX users have scrambled to get their money off of FTX via alternative assets after the exchange froze withdrawals before filing for Chapter 11 bankruptcy protection on Friday.The crypto exchange collapsed after facing a liquidity crunch that saw Bankman-Fried in need of an $8 billion injection. Rumors about FTX's insolvency prompted a bank-run like dash by customers to withdraw funds last weekend, which saw about $6 billion pulled out of the crypto exchange in just 72 hours. Last week, Bankman-Fried shared documents with other FTX executives that showed the missing funds, Reuters reported. The materials revealed a "back door" into the company's books built using bespoke software.The sources said the "backdoor" allowed Bankman Fried to alter the company's financial records without alerting other people. That meant the transfer of $10 billion did not set off any alarms, they said. But Bankman-Fried told Reuters he "disagreed with the characterization" of the transfer. He said: "We didn't secretly transfer" and "We had confusing internal labeling and misread it." He also responded to Reuters with "???" when he was asked about the missing funds. As FTX was a leading crypto exchange seen as solid, its troubles have weighed heavily on the ecosystem, and many there are worried other crypto firms could suffer risks to their solvency as a crisis of confidence spreads.Leading cryptocurrencies bitcoin and ethereum have fallen about 19% in the last seven days, according to CoinMarketCap.FTX did not immediately respond to Insider's request for comment. Read the original article on Business Insider.....»»

Category: personnelSource: nytNov 14th, 2022

The wild life of billionaire Twitter co-founder Jack Dorsey, who has apologized for Elon Musk"s layoffs and is known for eccentricities like eating one meal a day, and taking ice baths

Jack Dorsey, famous for his unusual life of luxury, stepped down as Twitter CEO in 2021 but continues to lead Block as its "Block Head." Jack Dorsey onstage at a bitcoin convention on June 4, 2021 in Miami, Florida.Joe Raedle/Getty Images Jack Dorsey cofounded Twitter in 2006 and the company made him a billionaire. He's famous for his unusual life of luxury, including a daily fasting routine and regular ice baths. He stepped down as Twitter CEO in November 2021 but continues to lead Block as its "Block Head." Visit Business Insider's home page for more stories. From fighting armies of bots to quashing rumors about sending his beard hair to rapper Azealia Banks, Twitter founder Jack Dorsey leads an unusual life of luxury.Dorsey has had a turbulent career in Silicon Valley. After cofounding Twitter on March 21 2006, he was booted as the company's CEO two years later, but returned in 2015 having set up his second company, Square — which he rebranded as Block in 2021.He led Twitter through the techlash that has engulfed social media companies, testifying before Congress multiple times.And Dorsey announced on November 29, 2021, he had stepped down as the CEO of Twitter. He continues to lead Block, where in April 2022 he changed his title from "CEO" to "Block Head." In May 2022, Dorsey officially stepped down from Twitter's board of directors amid Elon Musk's bid for the company, which became final in October 2022. Shortly after the takeover, Musk called for mass layoffs at Twitter, impacting thousands of employees and an estimated 50% of the company's workforce. Dorsey subsequently apologized to "folks at Twitter past and present" in a tweet, claiming responsibility for the terminations because he "grew the company size too quickly." Dorsey has provoked his fair share of controversy and criticism, extolling fasting and ice baths as part of his daily routine. His existence is not entirely spartan, however. Like some other billionaires, he owns a stunning house, dates models, and drives fast cars.Scroll on to read more about the fabulous life of Jack Dorsey.Rebecca Borison and Madeline Stone contributed reporting to an earlier version of this story.Dorsey began programming while attending Bishop DuBourg High School in St. Louis.VineAt age 15, Dorsey wrote dispatch software that is still used by some taxi companies.Source: Bio. When he wasn't checking out specialty electronics stores or running a fantasy football league for his friends, Dorsey frequently attended punk-rock concerts. @jackThese days Dorsey doesn't favour the spiky hairdo.Source: The Wall Street JournalLike many of his fellow tech billionaires, Dorsey never graduated college.edyson / FlickrHe briefly attended the Missouri University of Science and Technology and transferred to New York University before calling it quits.Source: Bio.In 2000, Dorsey built a simple prototype that let him update his friends on his life via BlackBerry and email messaging.joi / FlickrNobody else really seemed interested, so he put away the idea for a bit.Source: The Unofficial Stanford BlogFun fact: Jack Dorsey is also a licensed masseur.Getty Images/Bill PuglianoHe got his license in about 2002, before exploding onto the tech scene.Sources: The Wall Street JournalHe got a job at a podcasting company called Odeo, where he met his future Twitter cofounders.Jack Dorsey, Biz Stone and Evan Williams took home the prize in the blogging category at SXSW in 2007.Flickr via Scott Beale/LaughingSquidOdeo went out of business in 2006, so Dorsey returned to his messaging idea, and Twitter was born.On March 21, 2006, Dorsey posted the first tweet.Jack Dorsey's first tweet.Twitter/@jackDorsey kept his Twitter handle simple, "@jack."Dorsey and his cofounders, Evan Williams and Biz Stone, bought the Twitter domain name for roughly $7,000.Khalid Mohammed / AP ImagesDorsey took out his nose ring to look the part of a CEO. He was 30 years old.A year later, Dorsey was already less hands-on at Twitter. Evan Williams and Jack Dorsey.Wikimedia CommonsBy 2008, Williams had taken over as CEO, and Dorsey transitioned to chairman of Twitter's board. Dorsey immediately got started on new projects. He invested in Foursquare and launched a payments startup called Square that lets small-business owners accept credit card payments through a smartphone attachment.Sources: Twitter and Bio.In 2011, Dorsey got the chance to interview US President Barack Obama in the first Twitter Town Hall.President Obama talks to the audience next to Jack Dorsey during his first ever Twitter Town Hall.ReutersDorsey had to remind Obama to keep his replies under 140 characters, Twitter's limit at the time.Source: TwitterTwitter went public in November 2013, and within hours Dorsey was a billionaire.APIn 2014 Forbes pegged Dorsey's net worth at $2.2 billion. On the day it was reported he was expected to resign, Bloomberg's Billionaires Index calculated his net worth at $12.3 billion.Source: Bio. and ForbesIt was revealed in a 2019 filing that Dorsey earned just $1.40 for his job as Twitter CEO the previous year.Twitter and Square founder Jack Dorsey, who doesn't earn anything from his primary day job.David Becker / GettyThe $1.40 salary actually represented a pay rise for Dorsey, who in previous years had refused any payment at all.He's far from the only Silicon Valley mogul to have taken a measly salary - Mark Zuckerberg makes $1 a year as CEO of Facebook.Source: Insider He might have been worth more had he not given back 10% of his stock to Square.Jack Dorsey with Hollywood producer Brian Grazer, Veronica Smiley, and Kate Greer at the annual Allen and Co. conference at the Sun Valley, Idaho Resort in 2013.ReutersThis helped Square employees, giving them more equity and stock options. It was also helpful in acquiring online food-delivery startup Caviar.Sources: Insider and CaviarWith his newfound wealth, he bought a BMW 3 Series, but reportedly didn't drive it often.Alex Davies / Business Insider"Now he's able to say, like, 'The BMW is the only car I drive, because it's the best automotive engineering on the planet,' or whatever," Twitter cofounder Biz Stone told The New Yorker in 2013.Source: The New YorkerHe also reportedly paid $9.9 million for this seaside house on El Camino Del Mar in the exclusive Seacliff neighborhood of San Francisco.The Real Estalker via Sotheby'sThe house has a view of the Golden Gate Bridge, which Dorsey views as a marvel of design.Source: InsiderBefore the pandemic, Dorsey said he worked from home one day a week.Jack Dorsey's home setup.Twitter/@jackIn an interview with journalist Kara Swisher conducted over Twitter, Dorsey said he worked every Tuesday out of his kitchen.He also told Kara Swisher that Elon Musk is his favorite Twitter user.Elon Musk is a prolific tweeter.PewDiePie/YouTubeDorsey said Musk's tweets are, "focused on solving existential problems and sharing his thinking openly."He added that he enjoys all the "ups and downs" that come with Musk's sometimes unpredictable use of the site. Musk himself replied, tweeting his thanks and "Twitter rocks!" followed by a string of random emojis.Both Musk and Dorsey are crypto enthusiasts, and appear to have developed a good public relationship.Source: InsiderFacebook CEO and rival Mark Zuckerberg once served Jack Dorsey a goat he killed himself.Gene KimDorsey told Rolling Stone about the meal, which took place in 2011. Dorsey said the goat was served cold, and that he personally stuck to salad.Source: Rolling StoneHis eating habits have raised eyebrows.Phillip Faraone/Getty Images for WIRED25Appearing on a podcast run by a health guru who previously said that vaccines caused autism, Dorsey said he eats one meal a day and fasts all weekend. He said the first time he tried fasting it made him feel like he was hallucinating."It was a weird state to be in. But as I did it the next two times, it just became so apparent to me how much of our days are centered around meals and how — the experience I had was when I was fasting for much longer, how time really slowed down," he said.The comments drew fierce criticism from many who said Dorsey was normalizing eating disorders.In a later interview with Wired, Dorsey said he eats seven meals a week, "just dinner."Sources: Insider, The New StatesmanIn the early days of Twitter, Dorsey aspired to be a fashion designer.Cindy Ord / Getty Images, Franck MichelDorsey would regularly don leather jackets and slim suits by Prada and Hermès, as well as Dior Homme reverse-collar dress shirts, a sort of stylish take on the popped collar.More recently he favors edgier outfits, including the classic black turtleneck favored by Silicon Valley luminaries like Steve Jobs.Sources: CBS News and The Wall Street JournalHe also re-introduced the nose-ring and grew a beard.GettyDorsey seems to care less about looking the part of a traditional executive these days.Singer Azealia Banks claimed to have been sent clippings of Dorsey's beard hair to fashion into a protective amulet, although Dorsey denied this happened.Azealia Banks.GettyIn 2016, Banks posted on her now-deleted Twitter account that Dorsey sent her his hair, "in an envelope." Dorsey later told the HuffPo that the beard-posting incident never happened.Sources: Insider and HuffPoDorsey frequently travels the world and shares his photos with his 6 million Twitter followers.Jack Dorsey meeting Japanese Prime Minister Sinzo Abe.Twitter/@JPN_PMOOn his travels, Dorsey meets heads of state, including Japan's former Prime Minister Shinzō Abe.Source: TwitterTweets about his vacation in Myanmar also provoked an outcry.Bagan, Myanmar.Shutterstock/Martin M303Dorsey tweeted glowingly about a vacation he took to Myanmar for his birthday in December 2018. "If you're willing to travel a bit, go to Myanmar," he said.This came at the height of the Rohingya crisis, and Dorsey was attacked for his blithe promotion of the country — especially since social media platforms were accused of having been complicit in fuelling hatred towards the Rohingya.Source: InsiderHowever, Dorsey says he doesn't care about "looking bad."FILE PHOTO: U.S. President Trump welcomes South Korea’s President Moon to the White House in WashingtonReutersIn a bizarre Huffington Post interview in 2019, Dorsey was asked whether Donald Trump — an avid tweeter — could be removed from the platform if he called on his followers to murder a journalist. Dorsey gave a vague answer which drew sharp criticism.Following the interview's publication, Dorsey said he doesn't care about "looking bad.""I care about being open about how we're thinking and about what we see," he added.In September 2018, Jack Dorsey was grilled by lawmakers alongside Facebook COO Sheryl Sandberg.Facebook COO Sheryl Sandberg and Jack Dorsey are sworn-in for a Senate Intelligence Committee.Drew Angerer/Getty ImagesDorsey and Sandberg were asked about election interference on Twitter and Facebook as well as alleged anti-conservative bias in social media companies.Source: InsiderDuring the hearing, Dorsey shared a snapshot of his spiking heart rate on Twitter.AP Photo/Jose Luis MaganaDorsey was in the hot seat for several hours. His heart rate peaked at 109 beats per minute.Source: InsiderDorsey testified before Congress once again on October 28, 2020.Jack Dorsey tuning into the hearing with the Senate Committee on Commerce, Science and Transportation.U.S. Senate Committee on Commerce, Science and Transportation/Handout via REUTERSDorsey appeared via videoconference at the Senate hearing on Section 230, a part of US law that protects internet companies from legal liability for user-generated content, as well as giving them broad authority to decide how to moderate their own platforms.In prepared testimony ahead of the hearing, Dorsey said stripping back Section 230 would "collapse how we communicate on the Internet," and suggested ways for tech companies to make their moderation processes more transparent. During the hearing, Dorsey once again faced accusations of anti-conservative biasJack Dorsey appearing virtually at the hearing.Michael Reynolds-Pool/Getty ImagesThe accusations from Republican lawmakers focused on the way Twitter enforces its policies, particularly the way it has labelled tweets from President Trump compared to other world leaders.Dorsey took the brunt of questions from lawmakers, even though he appeared alongside Facebook CEO Mark Zuckerberg and Google CEO Sundar Pichai.Source: ProtocolDuring the hearing, the length of Dorsey's beard drew fascination from pundits.Dorsey had to address accusations of censorship.Greg Nash/Pool via REUTERSSome users referred to Dorsey's facial hair as his "quarantine beard," while others said it made him look like a wizard.—rat king (@MikeIsaac) October 28, 2020—Taylor Hatmaker (@tayhatmaker) October 28, 2020"Jack Dorsey's beard is literally breaking Twitter's own face detection," posted cybersecurity blogging account @Swiftonsecurity.—SwiftOnSecurity (@SwiftOnSecurity) October 28, 2020 Dorsey also addressed the way Twitter dealt with a dubiously sourced New York Post story about Hunter Biden.Jack Dorsey appearing on-screen at the hearing.Greg Nash/Pool via REUTERS TPX IMAGES OF THE DAYWhen the New York Post published a report about Hunter Biden on October 14 that threw up red flags about sourcing, Twitter blocked users from sharing URLs citing its "hacked materials" policy.Dorsey subsequently apologized publicly, saying it was wrong of Twitter to block URLs.—jack (@jack) October 16, 2020During the Senate hearing, Sen. Ted Cruz accused Twitter of taking the "unilateral decision to censor" the Post.Dorsey said the Post's Twitter account would remain locked until it deleted its original tweet, but that updated policies meant it could tweet the same story again without getting blocked.Source: InsiderDorsey had to appear before another hearing on November 17 2020 — this time about how Twitter handled content moderation around the 2020 presidential election.U.S. Senate Judiciary Committee via REUTERS/File PhotoDorsey was summoned alongside Facebook CEO Mark Zuckerberg by Republicans who were displeased with how the platforms had dealt with then-President Donald Trump's social media accounts. Both CEOs defended their companies, saying they are politically neutral.When he's not in Washington, Dorsey regularly hops in and out of ice baths and saunas.This is not Dorsey's sauna.ShutterstockDorsey said in the "Tales of the Crypt" podcast that he started using ice baths and saunas in the evenings around 2016.He will alternately sit in his barrel sauna for 15 minutes and then switch to an ice bath for three. He repeats this routine three times, before finishing it off with a one-minute ice bath.He also likes to take an icy dip in the mornings to wake him up.Source: CNBCDorsey's dating life has sparked intrigue. In 2018, he was reported to be dating Sports Illustrated model Raven Lyn Corneil.Sports Illustrated Swimsuit / YouTube / GettyPage Six reported in September 2018 that the pair were spotted together at the Harper's Bazaar Icons party during New York Fashion Week. Page Six also reported that Dorsey's exes included actress Lily Cole and ballet dancer Sofiane Sylve.Source: Page SixHe's a big believer in cryptocurrency, frequently tweeting about its virtues.Teresa Kroeger/Getty ImagesIn particular, Dorsey is a fan of Bitcoin, which he described in early 2019 as "resilient" and "principled." He told the "Tales of the Crypt" podcast in March that year that he was maxing out the $10,000 weekly spending limit on Square's Cash App buying up Bitcoin.In October 2020 he slammed Coinbase CEO Brian Armstrong for forbidding employee activism at the company, saying cryptocurrency is itself a form of activism.—jack (@jack) September 30, 2020 Source: Insider, Insider and CNBC Dorsey said Square was launching a new bitcoin business in summer 2021.Square CEO Jack Dorsey speaks at the Bitcoin 2021 Convention, a crypto-currency conference held on June 4, 2021 in Miami, Florida.Joe Raedle/Getty ImagesDorsey announced the new venture in a tweet on July 15, 2021 and said its name was "TBD." It wasn't clear whether that was its actual name, or Dorsey hadn't decided on a name yet.—jack (@jack) July 15, 2021 Dorsey said he hopes bitcoin can help bring about "world peace."Jack Dorsey on stage at the Bitcoin 2021 Convention, a crypto-currency conference in Miami.Joe Raedle/Getty ImagesDorsey appeared alongside Elon Musk and Ark Invest CEO Cathie Wood during a panel called "The B Word" on July 2021. He said he loves the bitcoin community because it's "weird as hell.""It's the only reason that I have a career — because I learned so much from people like who are building bitcoin today," Dorsey said.At the end of 2019 Dorsey said he would move to Africa for at least three months in 2020.AP Photo/Francois MoriDorsey's announcement followed a tour of Ethiopia, Ghana, Nigeria, and South Africa. "Africa will define the future (especially the bitcoin one!). Not sure where yet, but I'll be living here for 3-6 months mid 2020," he tweeted. Dorsey then came under threat of being ousted as Twitter CEO by activist investor Elliott Management.Paul Singer, founder and president of Elliott Management.REUTERS/Mike Blake/File PhotoBoth Bloomberg and CNBC reported in late February 2020 that major Twitter investor Elliott Management — led by Paul Singer — was seeking to replace Dorsey. Reasons given included the fact that Dorsey split his time between two firms by acting as CEO to both Twitter and financial tech firm Square, as well as his planned move to Africa.Source: InsiderTesla CEO and frequent Twitter user Elon Musk weighed in on the news, throwing his support behind Dorsey.Tesla CEO Elon Musk.REUTERS/Hannibal Hanschke"Just want to say that I support @jack as Twitter CEO," Musk tweeted, adding that Dorsey has a good heart, using the heart emoji.Source: InsiderDorsey managed to strike a truce with Elliott Management.AP Photo/Jose Luis MaganaTwitter announced on March 9, 2020 that it had reached a deal with Elliott Management which would leave Jack Dorsey in place as CEO.The deal included a $1 billion investment from private equity firm Silver Lake, and partners from both Elliott Management and Silver Lake joined Twitter's board.Patrick Pichette, lead independent director of Twitter's board, said he was "confident we are on the right path with Jack's leadership," but added that a new temporary committee would be formed to instruct the board's evaluation of Twitter's leadership.In April 2020, Dorsey announced that he was forming a new charity fund that would help in global relief efforts amid the coronavirus pandemic.Dorsey.Matt Crossick/PA Images via Getty ImagesDorsey said he would pour $1 billion of his own Square equity into the fund, or roughly 28% of his total wealth at the time. The fund, dubbed Start Small LLC, would first focus on helping in the fight against the coronavirus pandemic, he said.Dorsey said he would be making all transactions on behalf of the fund public in a spreadsheet.In July 2020, hackers compromised 130 Twitter accounts in a bitcoin scam.TwitterThe accounts of high-profile verified accounts belonging to Bill Gates, Kim Kardashian West, and others were hacked, with attackers tweeting out posts asking users to send payment in bitcoin to fraudulent cryptocurrency addresses.As a solution, Twitter temporarily blocked all verified accounts — those with blue check marks on their profiles — but the damage was done.  Elon Musk said he personally contacted Dorsey following the hack.Elon Musk (left) and Dorsey.Susan Walsh/AP; Getty ImagesDuring a July 2020 interview with The New York Times, Musk said he had immediately called Dorsey after he learned about the hack."Within a few minutes of the post coming up, I immediately got texts from a bunch of people I know, then I immediately called Jack so probably within less than five minutes my account was locked," said Musk.Source: The New York TimesIn March 2021 Dorsey put his first-ever tweet up for auction.Jack Dorsey and Sheryl Sandberg, Facebook COO, off camera, testify during a Senate (Select) Intelligence Committee hearing in Dirksen Building where they testified on the influence of foreign operations on social media on September 5, 2018Tom Williams/CQ Roll CallAs the craze for Non-fungible tokens (NFTs) gathered momentum, Dorsey announced he was auctioning his first tweet for charity. It was bought for $2.9 million by Hakan Estavi, chief executive at at Bridge Oracle. Dorsey said proceeds from the auction would go to Give Directly's Africa response.Twitter announced on November 29 Dorsey had stepped down as CEO.Jack Dorsey co-founder and chairman of Twitter and co-founder and CEO of Square.Joe Raedle/Getty ImagesCNBC was the first to report on Dorsey's expected resignation, citing unnamed sources.Twitter confirmed the story the same day, announcing Chief Technology Officer Parag Agrawal would take over as CEO with immediate effect.Dorsey posted on his Twitter account saying: "Not sure anyone has heard but, I resigned from Twitter."In his tweet he included a screenshot of the email he sent to Twitter staff announcing his resignation.—jack⚡️ (@jack) November 29, 2021And in May 2022, his time on the board of directors officially came to an end, an anticipated move that coincides with the company's stockholder's meeting. Two days after Dorsey stepped down as Twitter CEO, Square changed its name to Block.Block's revamped logo.Block"The name change creates room for further growth," the company said in a statement."Block references the neighborhood blocks where we find our sellers, a blockchain, block parties full of music, obstacles to overcome, a section of code, building blocks, and of course, tungsten cubes," it added.The line about tungsten cubes was an apparent reference to a craze among crypto enthusiasts of paying as much as $3,500 for novelty tungsten cubes.In April 2022, Dorsey changed his official title at Block from CEO to "Block Head."Jack Dorsey's official job description on the Block website was changed to say Block Head.BlockThe title change was made official in a regulatory filing with the Securities and Exchange Commission on April 20, 2022."There will be no changes in Mr. Dorsey's roles and responsibilities," the filing said.Block's website was also updated to list his new title as Block Head.Musk tweeted in response to the news using fire emojis to signal his approval for Dorsey's title.—Elon Musk (@elonmusk) April 23, 2022 Musk officially added the title of "Technoking" to his role at Tesla in March 2021.Dorsey said in an April 2022 tweet his "biggest regret" was Twitter shutting down Vine.Marco Bello/AFP/Getty ImagesDorsey replied to a Twitter user lamenting Vine's demise saying: "I know. Biggest regret," accompanied by a sad face emoji.Twitter acquired short-form video app Vine in 2012 but shut it down in 2016.In August 2022, Twitter's former head of security, Peiter Zatko, filed a whistleblower complaint with the SEC alleging the company participated in negligent security practices under Dorsey.Ex Twitter security chief Peiter Zatko.Matt McClain/The Washington Post via Getty ImagesIn his 84-page report and subsequent testimony, Zatko made a number of allegations against the company, including claims it had "egregious deficiencies" around security protocol and that Dorsey experienced a "drastic loss of focus" in his last year as CEO of Twitter. In September 2022, Dorsey was deposed and questioned under oath as part of Elon Musk's legal battle with Twitter and his proposed $44 billion takeover.Twitter CEO Jack Dorsey testifies before the House Energy and Commerce Committee in Washington, DC, in 2018.APMusk's team accused Twitter of misleading investors and intentionally "miscounting" spam accounts, Insider reported. Later that month, private texts revealed Dorsey had tried to get Musk involved with Twitter a year prior to the Tesla CEO's $44 billion proposal.Jack Dorsey and Elon Musk.Dimitrios Kambouris/Getty Images for The Met Museum/Vogue/Joe Raedle/Getty ImagesIn the texts, Dorsey explained why he left the company and said he previously pushed to get Musk involved with Twitter. "A new platform is needed. It can't be a company. That's why I left," Dorsey wrote to Musk, adding he thinks Twitter should be an "open-sourced protocol" and "cant have an advertising model." Dorsey also told Musk he had advocated for the Tesla CEO's addition to the Twitter board a year earlier, but the request was denied, which he said he thought "was completely stupid and backwards."In October 2022, as Musk was finalizing his Twitter deal, Dorsey quietly launched a beta for his new social-media company, Bluesky Social.Bluesky SocialThe blockchain-based company's beta launch raked in 30,000 signups in two days. According to Bluesky's website, the company is intended to support "a new foundation for social networking which gives creators independence from platforms, developers the freedom to build, and users a choice in their experience."After Musk ordered mass layoffs at Twitter after taking over in November 2022, Dorsey tweeted an apology: "I own the responsibility for why everyone is in this situation: I grew the company size too quickly. I apologize for that."Jack Dorsey/Twitter"Folks at Twitter past and present are strong and resilient," he wrote on Twitter. "They will always find a way no matter how difficult the moment. I realize many are angry with me."He continued: "I am grateful for, and love, everyone who has ever worked on Twitter. I don't expect that to be mutual in this moment...or ever…and I understand."Source: InsiderRead the original article on Business Insider.....»»

Category: personnelSource: nytNov 5th, 2022

76 sweet gift ideas for your girlfriend, for all types of budgets

We rounded up 76 thoughtful gifts to give your girlfriend, from keepsake jewelry to helpful tech and fitness accessories. When you buy through our links, Insider may earn an affiliate commission. Learn more.Urban Outfitters/CatbirdGiving gifts as a couple is always a lot of fun. Not only is any gift that comes from you super special, but you also know your girlfriend better than anyone else: What brings them the most joy, what hobbies they want to get into, and what they secretly want but will never buy for themselves.No matter the occasion, it's a safe bet that you'll want to get her something she'll cherish — whatever your budget. We put together a list of over 70 gift ideas to get the ball rolling, from personalized perfume to a cozy weighted blanket.A board game version of WordleThe popular online puzzle Wordle is being reimagined as a board game.Hasbro/The New York TimesWordle: The Party Game, available at Amazon and Target, from $19.82If your girlfriend sends you her Wordle score every day, she'll be thrilled with the physical board game version. You can play against each other or have up to four people racing against the clock to guess the word first.The fuzziest, comfiest throw blanketAnthropologieSophie Faux Fur Throw Blanket, available at Anthropologie, $68.60With colder weather coming up, your partner will get a lot of good use out of this ultra warm, fuzzy blanket. It's perfect for those nights spent curled up on the couch watching movies together.A cookbook for movie night dinnersUncommon Goods"Eat What You Watch Cookbook" by Andrew Rea, available at Amazon, Uncommon Goods and Barnes & Noble, from $22.49 Dinner and a movie: a classic pairing. Inspire future date nights with the "Eat What You Watch Cookbook." It has 41 as-seen-on-the-big-screen recipes — think hazelnut gelato from "Roman Holiday" and double-decker New York-style pizza inspired by "Saturday Night Fever" that you can prepare together for movie night.A pasta maker you can use togetherWilliams SonomaImperia Pasta Machine, available at Amazon and Williams Sonoma, from $59.99Bring the pasta maker and the fixings to make a delicious meal together. It's relatively easy to get the hang of, and you can enjoy quality time with the bonus of incredible ravioli or fettuccine on the other end of it. A stylish vinyl playerUrban OutfittersCrosley UO Exclusive Checkered Ryder Turntable, available at Urban Outfitters, $120Part of a collab between Urban Outfitters and Crosley, this vinyl player features a checkerboard design, is easily portable, and can also stream music via Bluetooth.A small, portable movie projectorAmazonAnker Nebula Capsule Smart Mini Projector, available at Amazon and Walmart, from $299.99This is one of the most portable (and affordable) projectors. It's about the size of a soda can, weighs one pound, and has crisp image quality and 360° sound. Use it at home or bring it with you on your travels. Find a full review of the Anker Nebula Capsule here. An expertly designed plannerAmazonBestSelf Co. Self Journal, available at Amazon, Barnes & Noble, and BestSelf, from $31.99 The Self Journal is an undated, 13-week planner that's designed for daily use and quarterly planning. It helps its owner break projects and goals into manageable chunks. We love it.If she's working towards a big goal, this could be a really thoughtful resource — especially if it's the kind of goal you can't help her achieve otherwise.A custom birth chart bookBirthdate Co.The Birthdate Book, available at Amazon and Birthdate, $95If your girlfriend happens to be extremely into astrology (like, consistently asks for your exact time and location of birth so she can compare charts), surprise her with this thorough birth chart book. It comes bound in a hardcover book with beautiful illustrations that tell her zodiac story. The only caveat is you'll need to know when and where she was born, so you might need to sneakily text some friends and family first!A waterproof Kindle for reading anywhereAmazonAmazon Kindle Paperwhite, available at Amazon, Best Buy and Target, $139.99If your girlfriend is a reader, we'd suggest looking at Amazon's Kindle Paperwhite; it's the company's thinnest and lightest yet, with double the storage. Perhaps the best features are that it's waterproof and has a built-in adjustable light for the perfect reading environment indoors or outdoors, day or night. If she loves a nice, relaxing bath, pair this with a caddy, bath bombs, and a glass of wine for a relaxing night in that you've already taken care of.  An elaborate charcuterie boardUncommon GoodsCompact Swivel Cheese & Tapas Board, available at Amazon and Uncommon Goods, from $65For the girlfriend who loves entertaining, help them live their biggest hosting dreams with this cheese and charcuterie board. With fold-out sections and cheese knives included, it has everything to create a truly stellar spread. Plus, for an added $10, you can get it personalized.A dainty nameplate necklaceCatbirdTiniest Name Necklace, available at Catbird, $298Nameplate necklaces consistently stay in style, so this piece is bound to become an everyday staple. You can pick her name, nickname, or even just a place she loves.A soothing bath salt setMaudeMaude Tub Kit No. 3, available at Maude and Sephora, $36If you love your girlfriend but hate to see her burn out, you can treat her to this luxe bath set, which comes with two types of soaking salts and a coconut milk bath. You can choose from three different scent profiles — this one has notes of eucalyptus, sandalwood, cassis, and Haitian vetiver.A card game to deepen personal connectionsUrban OutfittersWe're Not Really Strangers Card Game, available at Amazon, Target, and Urban Outfitters, from $25This card game, from the popular Instagram account We're Not Really Strangers, is designed to enhance connections between people with different levels: perceptions, connection, and reflection. Not only is it a card game you haven't played before, but it's also a thoughtful activity you can enjoy with your girlfriend.A bestselling lip maskAmazonLaneige Lip Sleeping Mask, available at Sephora, Laneige, and Amazon, $24If your partner always complains of chapped lips (especially in the winter), this bestselling lip mask is a great, low-key gift that will leave their lips feeling smooth and nourished come morning. A framed keepsake of a favorite memoryFramebridgeFramed photo, available at Framebridge, from $45Gift Card, available at Framebridge, from $25Framebridge makes custom framing a bit more affordable. You can print or paint something on your own and have it framed, or have them print and frame it, and you can take advantage of the team of designers for help deciding what frame to get. A stunning puzzle that doubles as decorPiecework PuzzlesGarden Party Puzzle, available at Piecework Puzzles, $38Piecework makes beautiful puzzles out of vibrant, creative photos — so much so that when you're finally done with them, your girlfriend will probably want to glue it all together and hang it up.A custom phone case of her petWest & WillowCustom Pet Portrait Phone Case, available at West & Willow, $50If your girlfriend loves her dog or cat more than anything, this sleek custom portrait of their pet printed on an iPhone case will absolutely floor them. It's perfect for anyone who wants any excuse to look at their furry friend even more.A customized map of her favorite placeGrafomapCustom Map Poster, available at Grafomap, from $19Grafomap lets you design custom maps of anywhere in the world — like the first place you met, the best trip you ever took together, or the hometown she couldn't wait to show you. It's unique, thoughtful, and pretty inexpensive.  You can find our full review here.An 8-in-1 pan that helps declutter her homeOur PlaceAlways Pan, available at Our Place, Anthropologie, and Goop, $145The Always Pan from startup Our Place is a frying pan, saute pan, steamer, skillet, saucier, saucepan, non-stick pan, spatula, and spoon rest in the space of a single pan. In other words, a clever generalist that's extremely convenient for small spaces or minimalist cooks. You can read our review here.A weighted blanket for better restAmazonYnM Weighted Blanket, available at Amazon, Target, and Walmart, from $32.37Weighted blankets help create more restful sleep by "grounding" the body, and YnM makes some of the most popular and affordable weighted blankets on the internet. There are multiple sizes and weights for the ideal fit and width (they recommend picking whichever is about 10% of your body weight), and the segmented design allows you to move around without displacing all the weighted beads inside. Personalized cartoon couple mugsUncommon GoodsPersonalized Family Mugs, available at Uncommon Goods, from $32These cute mugs can be personalized for what you're like as a couple, making for a special weekend morning coffee routine or just a nice reminder in the kitchen cabinet. On the back, you can add a family name and the year the couple was established if you'd like. A beautiful bouquetUrban StemsFlower Bouquets, available at Urban Stems, from $32Send flowers to her doorstep. We're fans of UrbanStems; Its bouquets are one of the best things we've ever tested. If you're looking for something that won't be gone after a couple of weeks, you'll also find options for potted plants and low-maintenance, decor-friendly dried bouquets.A funny cardHeyBestieCards/EtsySuccession Cousin Greg Birthday Card, available at Etsy, from $3.35You could pick up a card from Walgreens on your way to exchange gifts, but it's so much more thoughtful if you think ahead. For that, we suggest heading to Etsy for affordable, creative, and unique gifts.As Cousin Greg said, "if it is to be said, so it is…"A video message from someone she lovesCameoCameo Video Messages, available at Cameo, from $1Whether it's your girlfriend's favorite actor, comedian, or athlete, you're likely to find someone she admires on Cameo. Cameo allows celebrities to send custom video messages to recipients for nearly any occasion, and a personalized video is a gift that she'll never forget. A houseplant that arrives already pottedLeon & GeorgeSilver Evergreen, available at Leon & George, from $149Leon & George is a San Francisco startup that will send beautiful plants — potted in stylish, minimalist pots — to your girlfriend's door. All she has to do is to occasionally add water. Flowers are wonderful, but houseplants have a much longer shelf life, and most of Leon & George's options are very easy to care for. We'd also recommend checking out Bloomscape for small plant trios under $70.  A large print of a favorite memoryArtifact UprisingLarge Format Prints, available at Artifact Uprising, from $19Artifact Uprising makes luxury prints at accessible prices — and they make especially thoughtful gifts that look like they should cost much more. Get one of their favorite photos printed on archival fine art paper for $20 and up, or thoughtful cards for as little as $1.45 per custom card. You can also make a color series photo book for $22, a set of prints for $9, and a personalized calendar on a handcrafted wood clipboard for $30.16 highly-rated sheet masksAmazonDermal Sheet Mask Set, available at Amazon and Walmart, from $22.99Grab 39 sheet masks to make it easier for your girlfriend to have a frequent and well-deserved "treat yourself" day. These are highly rated and have both vitamin E and collagen included for healthy, happy skin.   A high-quality scented candleNordstromKacey Musgraves and Boy Smells Slow Burn Candle, available at Nordstrom, Boy Smells, and Sephora, $46Kacey Musgrave's collaboration with Boy Smells, a popular emergent candle brand, is woody and dark, with hints of smoked papyrus and amber with ginger and black pepper. We also love Otherland if you're looking for a gift from another on-the-rise startup she may have seen ads for online. For traditional candles, we'd recommend going with Le Labo, Diptyque, and Byredo if they're within your budget. A 215-piece art kit for creative projectsAmazonArt 101 215-Piece Wood Art Set, available at Amazon, Walmart, and Staples, from $36.71If your girlfriend loves to create art, this 215-Piece art kit includes everything she'll need for projects: Crayons, colored pencils, oil pastels, fine line markers, watercolor cakes, and acrylic paint.Her favorite specialty food straight from the sourceGoldbelly/InstagramOrder her favorite specialty foods using Goldbelly, from $28Goldbelly makes it possible to satisfy your girlfriend's most specific and nostalgic cravings no matter where they live in the US — a cheesecake from Junior's, deep dish pizza from Lou Malnati, and more. Browse the iconic gifts section for inspiration. A tea subscriptionAtlas Tea ClubTea Subscription (6 months), available at Atlas Tea Club, $99This subscription sends your girlfriend single-origin teas from the best tea-growing regions in the world for six months. She'll get two delicious options sent to her home each month.A year-long MasterClass membershipMasterClassAnnual Membership, available at MasterClass, from $180/yearWe love MasterClass because it kind of feels like entertainment. Classes are short, there's no homework, and she can listen to just the audio like it's a podcast.The site hosts classes taught by well-known celebrities and industry leaders — from Neil deGrasse Tyson teaching Scientific Thinking and Communication to Malcolm Gladwell on Writing, Shonda Rhimes on Writing for Television, and Bob Iger on Business Strategy and Leadership. You can read our full review here.A mug for hot and cold drinksHydro FlaskHydro Flask Mug, 12 oz, available at Hydro Flask, REI and Amazon, $27.95This mug is a common desk companion for the Insider Reviews team. The 12-ounce coffee mug has the company's proprietary TempShield insulation that made its water bottles famous. This mug will keep hot drinks hot for up to six hours, and cold drinks cold up to 24 hours. Read our full review of it here.Fun, matching underwearMeUndiesMatching Underwear, available at MeUndies, $46Get yourself and your girlfriend festive matching underwear — which also happen to be some of the most comfortable pairs we've ever found. MeUndies gives you the option to create your own personalized set — two styles listed for women, two styles listed for men, a mix, and whichever length or cut you and your partner prefer. A tracker for finding frequently lost itemsAmazonTile Pro, available at Amazon, Target, and Walmart, $33.25When your girlfriend can't find her phone, all she has to do is click the Tile button to make her phone ring, even if it's on silent. We've found them especially useful for travel. A versatile exercise dressOutdoor VoicesOutdoor Voices The Exercise Dress, available at Outdoor Voices and Nordstrom, from $47.97Given the popularity of the Exercise Dress, we wouldn't be surprised if this was on your girlfriend's wish list. The Exercise Dress is comfortable, versatile, and cute — which has made it a cult-favorite item. If she's a fan of dresses, Outdoor Voices, or clothes she can wear all day long, this may be a good option. Apple AirPods Pro for when she's on the moveCrystal Cox/Business InsiderApple AirPods Pro (2nd Gen) with Charging Case, available at Amazon, Best Buy and Target, from $239We love Apple's AirPods Pro for Apple users. They're no-hassle, work with Apple products, have decent sound and noise cancellation, are water-resistant, have a wireless charging case, and feel more comfortable than standard AirPods. You'll find more wireless earbuds we love here.A bottle of Glossier perfumeGlossierGlossier You Perfume, available at Glossier, $64 Gift your girl another opportunity to indulge in her personal beauty with this unique perfume. It has notes of pink pepper, woodsy ambrette seeds, and fresh iris — but also produces a scent unique to the wearer, making it the ultimate personal fragrance.Comfy, high-end sheetsBrooklinenLuxe Hardcore Sheet Bundle, available at Brooklinen, from $231.41Brooklinen is one of our favorite companies, point-blank. We think they make the best high-end sheets at the best price on the market, and most of the Insider Reviews team uses Brooklinen on their own beds.The Luxe Hardcore Sheet Bundle comes in plenty of colors and patterns, and you can mix and match them to suit your taste. Grab a gift card if you want to give her more freedom. If you opt for a sheet bundle, she'll receive a core sheet set (fitted, flat, two pillowcases), duvet cover, and two extra pillowcases in a soft, smooth 480-thread-count weave.A standing desk for a home office upgradeFullyFully Jarvis Bamboo Standing Desk, available at Amazon and Fully, from $599If she's working from home, your girlfriend might love a home office upgrade the most. We ranked the Fully Jarvis the best standing desk; it provides the right blend of features and reliable performance. Its customizations for style, height, and accessories make it adaptable to pretty much any need. The internet's favorite olive oilBrightlandAwake Olive Oil, available at Nordstrom, Crate & Barrel and Brightland, from $36.95Brightland's olive oils make great gifts for cooks and anyone else who loves to entertain. The white bottles protect the EVOO from light damage and look nice displayed on a countertop. Find a full review here. Earrings made with her birthstoneMejuriAmethyst Flat Sphere Studs, available at Mejuri, $148If your girlfriend wears jewelry, birthstone earrings that she can keep forever are a thoughtful, personalized gift she'll wear often.  A Dutch oven to elevate their bread gameLodgeLodge Enameled Cast Iron Dutch Oven, available at Amazon, Walmart, and Target, from $59.99Did your girlfriend get into baking bread and, miraculously, stay committed to it? If so, a really nice Dutch oven can help elevate her experience. You can get something great for under $100, or you can splurge on a beautiful Le Creuset. Other meaningful upgrades include a cooling rack, according to the famous baker Apollonia Poilâne.Silky, breathable leggingsEverlanePerform Leggings, available at Everlane, $68Everlane's Perform Leggings are some of our all-time favorites — they're breathable and silky, like a slightly less expensive version of Alo leggings. You can read a full review of the Everlane Perform Leggings and see pictures of them here.The best noise-canceling headphonesAmazonSony WH-1000XM4 Headphones, available at Amazon, Best Buy, and Target, from $348If your girlfriend is into music, the best gift is the one that improves her everyday music-listening experience. For that, we recommend our favorite noise-canceling headphones — Sony's WH-1000XM4 — that balance sound quality, noise cancellation, and comfort at a solid price.You can find more good noise-canceling headphone options here.Delicious sweets from a famous NYC bakeryMilk BarMilk Bar Treats, available at Milk Bar, from $27If your girlfriend has a sweet tooth, send her Milk Bar — the company delivers its iconic and decadent cakes, cookies, and truffles to her doorstep.The best socks she'll ever wearBombasWomen's Performance Running Ankle Sock 3-Pack, available at Bombas, $49.50Bombas makes the best socks we've ever tried, and they're a gift we find ourselves giving every year to loved ones. They're lightweight, moisture-wicking, and built to circumvent annoyances like uncomfortable seams and heel slipping.A gift card for delicious, healthy mealsDaily HarvestGift Card, available at Daily Harvest, from $50Daily Harvest is a food startup that makes it possible to eat healthy, delicious meals for less than $10 each even if you only have 30 seconds to spare for prep time. Meals are pre-portioned, delicious, and designed by both a chef and a nutritionist to make sure they're tasty and good for you. It addressed most of my healthy eating roadblocks. A stylish carry-on with an external battery packAwayThe Carry-On, available at Away, from $275Away's hyper-popular suitcases deserve their hype. Their hard shell is lightweight but durable, their 360° spinner wheels make for seamless traveling, and the external (and ejectable and TSA-compliant) battery pack included can charge a smartphone five times over so she never has to sit behind a trash can at the airport for access to an outlet again. It's also guaranteed for life by Away. Find our full review here.A cashmere crewEverlaneThe Cashmere Crew, available at Everlane, $145For a closet staple she'll own for years to come, Everlane's $120 Cashmere Crew (available in various colors) is about the safest choice you can make. Everlane has plenty of great gifts (you can find the Everlane basics we wear repeatedly here), so you can't really go wrong. The Dyson Airwrap she's seen all over the internetBest BuyDyson Airwrap Complete Styler, available at Amazon and Zola, from $599.99The Dyson Airwrap is a minor internet celebrity — so it might already be on your girlfriend's wish list. It replaces three hair devices (blow dryer, straightener, and curling iron) and uses a technology similar to jet engines. In the end, it's a way to get a salon-grade blowout at home, and different attachments let her achieve different styles. Find a Dyson Airwrap review with photos here.But, the cost is a whopping $599.99, and there are some decent alternatives on the market for far less ($30-$150). If you're looking for a less splashy gift, the Dyson Hair Dryer is also excellent. A gift card to a popular wine subscription clubWincGift Card, available at Winc, from $60Winc is a personalized wine club — and we think it's the best one you can belong to overall. Members take a wine palate profile quiz and then choose from the personalized wine suggestions. Each bottle has extensive tasting notes and serving recommendations online, and makes it easy to discover similar bottles. Gift her a Winc gift card, and she can take a wine palate profile quiz and get started with her own customized suggestions. A pair of beautiful pearl earringsStone and StrandElliptical Pearl Huggies, available at Stone and Strand, $250Pearls are timeless, but they're also one of the jewelry trends we're keeping an eye on in 2022. This pair, from the women-led startup Stone and Strand, is made with 14K gold with freshwater pearls.The best bathrobe money can buyParachuteClassic Turkish Cotton Robe, available at Parachute, $109We think the Parachute Classic Turkish Cotton Robe is the best robe on the market. It's soft, fluffy, and absorbent like a towel. It's also got nice deep pockets and a secure waist tie.A pair of blue-light-blocking glassesFelix GrayFaraday Glasses, available at Felix Gray, from $95If she's ever complained about strain from constant screens, you can help mitigate it with a pair of blue-light-blocking glasses. They might even help with sleep.The comfiest sneakersAllbirdsWomen's Wool Runners, available at Allbirds, $110The classic Wool Runners make a great gift for the uninitiated, though we'd also highly recommend the brand's casual cup sole Wool Piper for everyday wear if that's more your partner's style. You can find our full review of the Runners here, and the Wool Pipers here.Fancy popcorn for a movie nightAmazonAmish Country Popcorn Gift Set, available at Amazon, $21.99Pop some popcorn, stock up on your girlfriend's favorite movie candy and some fun drinks ahead of time (wrap them for an extra wow-factor), and create your own in-house cinema experience. This set comes with six different types of popcorn, so you can make an experience out of trying each kind together. A powerful portable speakerAmazonSonos Move, available at Best Buy, Target, and Sonos, from $399.99The Sonos Move is one of the best speakers on the market. It's powerful, can be controlled by voice or an app, and has Amazon Alexa built-in so on WiFi you can play music, check the news, set alarms, get your questions answered, and more, without much effort.A satin-lined beanieAndrea Bossi/InsiderSatin-Lined Beanie, available at Kink & Coil, $42Most people with naturally curly hair avoid wearing hats to reduce frizz, but Kink and Coil's satin-lined beanie solves that issue. Just like a silk pillowcase or a bonnet, the inside of the beanie is designed to protect your hair from frizz and damage. On top of that, the pom-pom can be removed, if she'd prefer to wear the hat without it.We spoke with a trichologist to learn more about how satin- and silk-lined beanies can benefit anyone with curly or high-porosity hair. A planned trip for the two of you to take togetherAirbnbAirbnb Gift Card, available at Airbnb, from $100If you want to gift an experience you and your girlfriend can enjoy together, grab a card, a gift card to Airbnb, and come up with a few location ideas to choose from. You can also book a hotel in your city on Booking.com or Expedia for a sweet staycation.A monogrammed jewelry caseCuyanaLeather Jewelry Case, available at Cuyana, $98Keeping track of tiny and delicate jewelry is difficult — but jewelry cases are a pretty and useful solution. This is a thoughtful and personalized gift, especially if you've gotten your girlfriend jewelry in the past, or plan to in the future. It's made from premium leather, comes in many colors, and can be monogrammed with her initials. Cuyana is a cool leather bag startup she may have already heard of. A vintage-style crochet scarfUncommon GoodsGranny Square Crochet Scarf, available at Uncommon Goods, $78 This classic, square-shaped accessory brings back everything we remember from Granny's house. Each handmade cube features a detailed star pattern in shades of ivory, brown, and green — complete with yarn tassels to complement any look.A cult-favorite hair repair conditionerAmazonOlaplex No. 3 Hair Repairing Treatment, available at Amazon, Ulta, and Sephora, $30This is one gift that will have your girlfriend asking you, "how did you know about this?" If Olaplex isn't already in her shower, it might be on her wish list. The Olaplex No. 3 is good for any hair type and is meant to reduce breakage and strengthen hair from within.A delicate, timeless diamond necklaceAurateDiamond Bezel Necklace, available at Aurate, $320This is something your girlfriend will wear and own forever. A delicate diamond necklace is an essential piece and will (probably) never go out of style. This option is from one of our favorite startups, AUrate — an ethical fine jewelry startup founded by two women from the Netherlands and Morocco, respectively. A hair towel that reduces damage and cuts drying time by 50%AquisAquis Rapid Dry Lisse Hair Towel, available at Amazon, Anthropologie, and Bergdorf Goodman, from $30Aquis' cult-favorite hair towels can cut the amount of time it takes for her hair to dry in half — a claim we're happy to report holds up. The proprietary fabric also means there's less damage to wet hair while it dries. A comfy zip-up for the months aheadPatagoniaPatagonia Women's Better Sweater, available at Patagonia, REI, and Dick's Sporting Goods, $149Patagonia makes our favorite athleisure options overall, and that definitely includes the Better Sweater. It works in pretty much any environment — in the office, at home, on a hike, or on a casual night out — and has zippered pockets to keep hands warm in the cold months. We're also big fans of the 1/4 Zip option.A stylish leather makeup pouchDagne DoverHunter Toiletry Bag, available at Saks Fifth Avenue, Dagne Dover and Zola, from $45Dagne Dover is quickly becoming one of the best women's handbag companies to know, and its toiletry pouches are a great and relatively affordable gift. The small size holds a handful of go-to toiletries, and the large should have enough space for all of the grooming essentials.A sleek fitness tracker with heart rate monitoringFitbitFitbit Inspire 2, available at Amazon, Best Buy and Walmart, from $56.30Fitbit's affordable Inspire 2 tracker has no shortage of useful features to keep someone informed about their physical activity — tracking calorie burn, resting heart rate, and heart rate zones.A stylish weekender to keep her organizedCaraa SportStudio Tote, available at Caraa, $248Caraa Sport makes some of the most functional and best-looking gym bags on the market. This one can transition from a tote to a backpack by adding straps. It also has a hidden shoe compartment and a waterproof and antimicrobial lining. You can read our full review of this bag here.A pass to get into a bunch of boutique fitness classesClasspassClassPass Gift Card, available at ClassPass, from $1Boutique fitness classes are expensive, which can make trying new workouts — either for variety or to figure out what we like — less appealing. ClassPass solves both issues. It's relatively affordable, and members can access a neverending catalog of great workouts with small class sizes. If your partner is getting back into fitness after over a year of at-home workouts, we'd highly recommend a gift card here for whenever they're ready to use it.A new pair of comfy BirkenstocksNordstromBirkenstocks, available at Nordstrom, Birkenstock, and Zappos, from $110If your girlfriend wears the unbelievably comfortable Birkenstocks most days, she might appreciate a new, unblemished pair. They're also in style. A small skincare tool that packs a lot of punchAmazonForeo Luna Play Plus 2, available at Amazon, Foreo and Ulta, from $69In the category of things your girlfriend may love but hasn't asked for yet: Foreo facial brushes. Our team swears by these gentle yet effective cleansing devices. They have hygienic silicone bristles and come in five different models for different skin types. The Luna is small enough to bring on the go, so your partner can maintain their skincare routine while traveling. A monthly book subscriptionBook of the Month/Instagram3-Month Subscription, available at Book of the Month, $49.99If she's a bookworm, Book of the Month is an especially thoughtful and unique gift — it's a book club that has been around since 1926, and it's credited with discovering some of the most beloved books of all time ("Gone with the Wind" and "Catcher in the Rye" to name a couple). If you gift her a subscription, she'll receive a hardcover book delivered to her door once a month. Books are selected by a team of experts and celebrity guest judges.A high-tech yoga towel prevents slippingMandukaManduka Yogitoes Yoga Mat Towel, available at Amazon, Manduka, and Dick's Sporting Goods, from $45.87Manduka is known for making the best yoga products, and their Yogitoes towel is one of the most loved. It has tiny 100% silicone nubs on one side that grab yoga mats and keep yogis from slipping around during the exercise. Having a good towel can make a big difference. It also comes in 19 great colors and gets eco-friendly points. Each Yogitoes towel is made from eight recycled plastic water bottles, and made with dyes free of azo, lead, or heavy metal. An award-winning at-home facialSephoraDrunk Elephant T.L.C. Sukari Babyfacial, available at Amazon, Sephora and Ulta, from $69This is an award-winning mask with a big following in the beauty and skincare community. It's $69, but it's an at-home pro-quality facial your girlfriend can use anytime — which is a fraction of the price required for regular facials.A great foam rollerTB12Vibrating Pliability Roller, available at TB12, $160If your girlfriend is very physically active, a foam roller is a nice gift to aid in her workout recovery and soreness. This one is our favorite because it has four levels of vibration, a pattern that targets muscle groups, and a durable exterior. But, if your budget doesn't fit a $160 foam roller, never fear — we like some under-$50 options too. Read the original article on Business Insider.....»»

Category: personnelSource: nytOct 28th, 2022

Netherlands Is The Most Crypto-Obsessed Country In The World, Study Finds

Netherlands ranks top across the globe, with 1.4 million monthly searches for the most popular cryptocurrencies – equivalent to 8.2% of its population. Turkey ranks second and Germany ranks third most crypto-obsessed. The United States had the highest total number of cryptocurrency searches at 6.5 million searches per month – equivalent to 1.9% of its […] Netherlands ranks top across the globe, with 1.4 million monthly searches for the most popular cryptocurrencies – equivalent to 8.2% of its population. Turkey ranks second and Germany ranks third most crypto-obsessed. The United States had the highest total number of cryptocurrency searches at 6.5 million searches per month – equivalent to 1.9% of its population, ranking 15th overall. The Most Crypto-Obsessed Country In The World Netherlands ranks as the most crypto-obsessed county in the world, according to a new study analysing searches for cryptocurrencies across 100 countries. if (typeof jQuery == 'undefined') { document.write(''); } .first{clear:both;margin-left:0}.one-third{width:31.034482758621%;float:left;margin-left:3.448275862069%}.two-thirds{width:65.51724137931%;float:left}form.ebook-styles .af-element input{border:0;border-radius:0;padding:8px}form.ebook-styles .af-element{width:220px;float:left}form.ebook-styles .af-element.buttonContainer{width:115px;float:left;margin-left: 6px;}form.ebook-styles .af-element.buttonContainer input.submit{width:115px;padding:10px 6px 8px;text-transform:uppercase;border-radius:0;border:0;font-size:15px}form.ebook-styles .af-body.af-standards input.submit{width:115px}form.ebook-styles .af-element.privacyPolicy{width:100%;font-size:12px;margin:10px auto 0}form.ebook-styles .af-element.privacyPolicy p{font-size:11px;margin-bottom:0}form.ebook-styles .af-body input.text{height:40px;padding:2px 10px !important} form.ebook-styles .error, form.ebook-styles #error { color:#d00; } form.ebook-styles .formfields h1, form.ebook-styles .formfields #mg-logo, form.ebook-styles .formfields #mg-footer { display: none; } form.ebook-styles .formfields { font-size: 12px; } form.ebook-styles .formfields p { margin: 4px 0; } Get Our Activist Investing Case Study! Get the entire 10-part series on our in-depth study on activist investing in PDF. Save it to your desktop, read it on your tablet, or print it out to read anywhere! Sign up below! (function($) {window.fnames = new Array(); window.ftypes = new Array();fnames[0]='EMAIL';ftypes[0]='email';}(jQuery));var $mcj = jQuery.noConflict(true); Q3 2022 hedge fund letters, conferences and more   Find A Qualified Financial Advisor Finding a qualified financial advisor doesn't have to be hard. SmartAsset's free tool matches you with up to 3 fiduciary financial advisors in your area in 5 minutes. Each advisor has been vetted by SmartAsset and is held to a fiduciary standard to act in your best interests. If you're ready to be matched with local advisors that can help you achieve your financial goals, get started now. Cryptocurrency education platform CryptoManiaks combined monthly Google searches for ten of the most popular cryptocurrencies across the worlds 100 most populated countries. They looked at the combined number of searches for these cryptocurrencies as a percentage of each country’s population size, to calculate the proportion of residents searching each month. Netherlands – 1,445,150 searches per month (8.2% of population) The Netherlands was found to have the highest global percentage of cryptocurrency searchers, with 1.4 million monthly searches - the equivalent of 8.2% of the country’s population making a cryptocurrency related search every month. The largest proportion of these searches were for Bitcoin, at 964,000 searches per month on average. Surprisingly, the country’s second most searched currency was volatile meme coin, Dogecoin, which receives 201,000 searches per month - more than double the searches for Ethereum (99,000 monthly searches) which comes third. Turkey - 4,663,600 searches per month (5.5% of population) Turkey ranked as the second most crypto-obsessed, with 4.7 million searches per month, the equivalent of 5.5% of its population searching for cryptocurrencies each month. Bitcoin was also the most searched for cryptocurrency among Turkish residents, accounting for 68% of the country’s total searches. Out of all the countries in the study, Turkey is home to the biggest Dogecoin fans, with 812,000 searches a month on average for the currency - more searches than any other country. Germany - 4,236,800 searches per month (5.1% of population) Germany ranks third with 4.2 million monthly searches, or 5.1% of the population searching for the most popular cryptocurrencies. As Europe’s second most populous country, it mirrors Turkey’s search habits, with Bitcoin being the most searched cryptocurrency followed by Dogecoin and Ethereum respectively. Canada - 1,671,800 searches per month (4.3% of population) Canada ranks as the fourth most crypto obsessed country, with 1.7 million monthly searches, the equivalent of 4.3% of the country’s population searching for the ten most popular cryptocurrencies each month. With 1 in 25 people Canadians interested in cryptocurrencies, Canada also follows the trend where Bitcoin remains most popular, with Dogecoin again beating out Ethereum to take second place. Czech Republic - 448,550 searches per month (4.3% of population) The Czech Republic, also known as Czechia, rounds off the top five most crypto obsessed countries with a modest 448,550 searches each month. Czechia’s smaller population size of 10.5 million enables it high ranking, which also sees 4.3% of its residents searching for popular cryptocurrencies each month. Bitcoin was Czechia’s most searched cryptocurrency by a large majority, accounting for 359,000 of the monthly searches. Where Do The UK And US Rank? United Kingdom The UK ranked 12th overall, with 1,753,000 cryptocurrency searches per month – the equivalent of 2.6% of the population searching each month. United States Despite having the highest overall total across the ten cryptocurrencies, at 6,546,100 searches per month, the United States ranked as the 15th most crypto obsessed country when accounting for it population size – at just 1.9% of the population searching for these cryptocurrencies. “It will come as no surprise that Americans are frequent searchers of cryptocurrency, a spokesperson from CryptoManiaks commented. “However, by considering how populous a country is, we are able to generate a much more accurate picture of a country’s general interest levels in crypto. European countries tend to dominate the rankings, accounting for seven of the ten countries that make the top ten. “Interestingly, Dogecoin’s popularity has surpassed that of Ethereum in a significant number of countries, with nearly 2 million more monthly searches worldwide for the coin, when considering searches over the past 12 months,” they added. Top 15 Countries Searching The Most For Popular Cryptocurrencies Rank Country Monthly Google searches Total monthly searches Population size Total searches as % of population Searches per 1,000 people 'binance coin' 'bitcoin' 'cardano' 'dogecoin' 'ethereum' 'polkadot' 'solana' 'tether' 'usd coin' 'xrp' 1. Netherlands 6,700 964,000 104,000 201,000 99,000 12,000 250 3,000 1,200 54,000 1,445,150 17,564,014 8.2% 82 2. Turkey 2,500 3,150,000 3,300 812,000 419,000 20,000 4,900 31,000 1,900 219,000 4,663,600 85,341,241 5.5% 55 3. Germany 19,000 3,060,000 186,000 540,000 270,000 22,000 900 47,000 1,900 90,000 4,236,800 83,369,843 5.1% 51 4. Canada 4,400 904,000 66,000 425,000 184,000 9,100 1,000 7,100 1,200 70,000 1,671,800 38,454,327 4.3% 43 5. Czech Republic 900 359,000 350 40,000 38,000 2,500 3,200 1,000 200 3,400 448,550 10,493,986 4.3% 43 6. Belgium 2,100 344,000 25,000 59,000 42,000 4,900 3,100 1,000 350 6,500 487,950 11,655,930 4.2% 42 7. Australia 4,000 590,000 73,000 227,000 15,000 13,000 100 4,300 1,100 72,000 999,500 26,177,413 3.8% 38 8. Sweden 700 278,000 800 66,000 33,000 3,000 3,000 2,000 200 7,500 394,200 10,549,347 3.7% 37 9. Spain 4,400 1,200,000 95,000 2,600 130,000 22,000 4,000 5,500 700 8,100 1,472,300 47,558,630 3.1% 31 10. Poland 3,600 802,000 3,400 124,000 89,000 12,000 4,900 4,100 450 4,200 1,047,650 39,857,145 2.6% 26 11. Portugal 1,000 169,000 19,000 36,000 28,000 3,700 3,000 1,800 200 6,400 268,100 10,270,865 2.6% 26 12. United Kingdom 11,000 1,310,000 106,000 9,800 203,000 15,000 700 16,000 1,500 80,000 1,753,000 67,508,936 2.6% 26 13. France 7,600 1,170,000 70,000 175,000 173,000 17,000 1,600 16,000 1,100 12,000 1,643,300 64,626,628 2.5% 25 14. Italy 5,900 876,000 8,000 166,000 83,000 13,000 600 4,900 450 8,100 1,165,950 59,037,474 2.0% 20 15. United States 16,000 4,570,000 247,000 729,000 611,000 40,000 6,900 88,000 1,200 237,000 6,546,100 338,289,857 1.9% 19.....»»

Category: blogSource: valuewalkOct 27th, 2022

Hurricane Season Is Almost Over – In New Orleans And On Wall Street

For weekend reading, Gary Alexander, senior writer at Navellier & Associates, offers the following commentary: The Hurricane Season Is Coming To An End The official “hurricane season” runs six months, from June 1 to November 30, but that’s like giving “participation” trophies to three underperforming months – named June, July, and November. In reality, the […] For weekend reading, Gary Alexander, senior writer at Navellier & Associates, offers the following commentary: The Hurricane Season Is Coming To An End The official “hurricane season” runs six months, from June 1 to November 30, but that’s like giving “participation” trophies to three underperforming months – named June, July, and November. In reality, the hurricane season is a classic bell curve, peaking in mid-September. if (typeof jQuery == 'undefined') { document.write(''); } .first{clear:both;margin-left:0}.one-third{width:31.034482758621%;float:left;margin-left:3.448275862069%}.two-thirds{width:65.51724137931%;float:left}form.ebook-styles .af-element input{border:0;border-radius:0;padding:8px}form.ebook-styles .af-element{width:220px;float:left}form.ebook-styles .af-element.buttonContainer{width:115px;float:left;margin-left: 6px;}form.ebook-styles .af-element.buttonContainer input.submit{width:115px;padding:10px 6px 8px;text-transform:uppercase;border-radius:0;border:0;font-size:15px}form.ebook-styles .af-body.af-standards input.submit{width:115px}form.ebook-styles .af-element.privacyPolicy{width:100%;font-size:12px;margin:10px auto 0}form.ebook-styles .af-element.privacyPolicy p{font-size:11px;margin-bottom:0}form.ebook-styles .af-body input.text{height:40px;padding:2px 10px !important} form.ebook-styles .error, form.ebook-styles #error { color:#d00; } form.ebook-styles .formfields h1, form.ebook-styles .formfields #mg-logo, form.ebook-styles .formfields #mg-footer { display: none; } form.ebook-styles .formfields { font-size: 12px; } form.ebook-styles .formfields p { margin: 4px 0; } Get The Full Henry Singleton Series in PDF Get the entire 4-part series on Henry Singleton in PDF. Save it to your desktop, read it on your tablet, or email to your colleagues (function($) {window.fnames = new Array(); window.ftypes = new Array();fnames[0]='EMAIL';ftypes[0]='email';}(jQuery));var $mcj = jQuery.noConflict(true); Q3 2022 hedge fund letters, conferences and more   Find A Qualified Financial Advisor Finding a qualified financial advisor doesn't have to be hard. SmartAsset's free tool matches you with up to 3 fiduciary financial advisors in your area in 5 minutes. Each advisor has been vetted by SmartAsset and is held to a fiduciary standard to act in your best interests. If you're ready to be matched with local advisors that can help you achieve your financial goals, get started now. Stock market risks run in a similar pattern, with September as the worst-performing month in recent history, delivering several market hurricanes in recent years, followed by hefty fourth-quarter recoveries. I’ve just returned from New Orleans, a city noted for its hurricane (drink) and horrid winds with sweet names like Betsy and Katrina. My family lived in New Orleans in the 1960s and 1980s and lived through two or three big ones. We left before Katrina hit in 2005, but my parents lived through Betsy in 1965, while I was away at college, and they showed me the waist-high water lines in their home in the Gentilly region, which was very hard hit. At the time, Betsy was the costliest hurricane ever to America, so she was called “Billion Dollar Betsy.” She flooded approximately 164,000 homes, including ours, killing 76. Since 1981, I’ve attended the New Orleans Investment Conference, serving as MC and moderator of several panels each year since 1985. We all skipped the Katrina year, so 2022 marks my 40th edition. The conference always features a stellar array of superb speakers, with a focus on gold and monetary economics. There is generally a “gloomy” outlook on the inflation and deficit front, and a skeptical view of stock market valuations, but they present all sides of the question and leave it up to the listener to decide. Brien Lundin, who has been the Conference President and CEO since 1999, led off the festivities last Wednesday evening by saying that the Federal Reserve is “trapped,” with markets now “addicted to easy money.” There have been at least four rounds of quantitative easing, the last one dubbed “QE4-ever,” so markets not only expected easy money “forever,” but they never expected the Fed to raise rates at the fastest pace ever while also reducing its balance sheet (available money) by a huge $95 billion per month. In his talk, titled “The Endgame: When Easy Money Meets Hard Reality,” Lundin identified one of the hardest realities as our cumulative federal debt, which is projected to reach $35 trillion by March 2024, when current projections are for interest rates to reach 4% to 5% along the bond maturity range of two to 30 years. That means the Treasury must spend $1.4 trillion to $1.75 trillion each year just to service the national debt, vs. just $300 billion when the debt was $30 trillion at 1% in short-term rates last year. Lundin also cited the undeniable fact that the Fed and the Treasury created the very problem they are now trying so desperately to solve. He showed quotes from Treasury Secretary Janet Yellen and Federal Reserve officers from early 2021, when they said that inflation was not yet high enough (2% on their favorite measure, the PCE price deflator on the GDP). One such quote he showed was from Janet Yellen on April 5, 2021, when she said: “The problem for a very long time has been an inflation that’s too low.” “We have struggled for a decade…to get inflation up to our 2% goal…. We always have the tools to pull inflation down if it gets too high.” - Mary Daly, San Francisco Fed President, Barron’s, April 8, 2021 “The problem for a very long time has been an inflation that’s too low, not inflation that’s too high.” - Treasury Secretary Janet Yellen, April 5, 2021 Last Thursday morning, Robert Prechter, CEO of Elliott Wave International, presented a stunning series of charts from his New Orleans speech last October, titled, “The Top of Everything,” when he predicted a peak in stocks, bonds, bitcoins, and several other markets. He called it “a top for the ages,” in which stocks reached three times sales, two times GDP, all on record margin debt, in which hedge funds averaged a record low 2% in cash. He noted that the peak in bitcoin came soon after, on November 8, 2021, and NASDAQ’s peak came two weeks later. I’ll just include one such peak chart – the so-called Buffett Indicator (named after Warren Buffett), measuring stock market capitalization vs. U.S. GDP. These talks are enough to give an investor pause, but there are “silver linings” and a “critical path” of safety, even in down markets, as Louis Navellier has long counseled us. Mike Larson, Editor in Chief of the MoneyShow, reminded us that the S&P Energy sector ETF is up 50% this year while all the other 10 sectors are in the red – and Louis Navellier has made a big bet in energy stocks this year. The Best Stock Market In The World Also, I reminded investors in my closing panel that the U.S. has been the best stock market in the world over the last decade, by a wide margin, and the U.S. is the second-best market (#1 is Australia) over the last 30 years, since the fall of the Soviet Union, and over the last 125 years since the Dow was born. Brent Johnson, CEO of Santiago Capital agreed, saying that the U.S. dollar may appear unsound on the surface, compared to gold, but it is the best paper money to hold vs. all the other “pretenders” out there. He also said that, in case of any global monetary or economic meltdown, any collapse will “start on the periphery, and end at the core – and America is the core.” America remains the world’s premier oasis. I was most impressed with those advisors with a solid track record in both bull and bear markets. Jim Stack, President of InvesTech Research, was one. He still thinks we have a way to go to hit the bottom of this bear market, but when we do, it will be “one of the great buying opportunities of our lifetime.” One of the key indicators he looks for is a washout of the housing bubble, which may be evident in today’s NAHB/Wells Fargo Housing Market index, since this housing bubble is worse than in the early 2000s. One of the most impressive speakers each year in New Orleans is Peter Boockvar, Chief Investment Officer at Bleakley Financial Group and Editor of the Boock Report (a great title). He broke down the elements of inflation in a very helpful way. Inflation in services tends to be persistent and sticky, while the inflation in goods can be wild and volatile, but temporary. Think of lumber prices, going way up, then way down, while wages – once offered and accepted – seldom go back down. The latest increase in goods is +7.1%, which he said might fall soon, but the 6.6% increase in services could last a lot longer Boockvar pointed out that wage growth averaged 2.5% per year from 2007 to 2019, then doubled to 5.0% in the last three years, yet businesses can’t find enough workers, even with higher pay. As a result, the Fed is raising rates at a rapid pace and velocity, which he called their “shock therapy” to the markets. We don’t know which speaker will have the most bragging rights next October, but it may be significant that this conference usually meets in October or early November, at the end of hurricane season, when the market is often down, so sentiment is often low, but elections are just three weeks away and the historical record shows a solid track record of large market gains now through next July in mid-term election years. Gray skies are going to clear up......»»

Category: blogSource: valuewalkOct 21st, 2022

61 gifts for college students that will help them manage dorm life, midterms, and adulting

The best gifts for college students are practical and fun — here are 61 gift ideas, from useful dorm tech to cute clothes and room decor. When you buy through our links, Insider may earn an affiliate commission. Learn more.Amazon; Urban OutfittersCollege students are juggling a lot. From late nights studying to living on their own, their lives look very different than they used to. Finding the college student in your life a great gift can show you support them, are thinking about them, and want them to have a good time in between challenging classes. The gifts on this list include everything from gadgets that will make their life easier, clothes for lounging, and plenty of products for self-care. Whether they're just heading off to school or getting ready to tackle their last final, here are 62 thoughtful gifts any college student would love.The 61 best gifts for college students in 2022:A sweet plant care packageSucculentBarShop/EtsySucculent Bar Shop Hang in There Care Package, available at Etsy, from $36This sweet care package includes a wooden card with a cute message, a succulent with a planting kit, and a pot, all to remind the college student in your life that you're thinking of them. You can make the gift even more special with optional add-ons, from face masks and bath bombs to candy and notepads.Comfy faux-fur slippers they can wear to classAmazonKoolaburra by UGG Women's Lezly Slipper, available at Amazon, DSW, and Nordstrom Rack, $59.99Koolaburra slippers are soft and cozy enough to wear around their dorm every day but also have a rubber sole so they can wear them to class and around campus. They come in nine different colors and reviewers love how warm they keep their feet on cold days.Neon light signs for ultimate dorm vibesDormify"Good Vibes Only" Neon Sign, available at Dormify, $79Nothing screams college vibes more than a quirky neon light or color-changing LED-rimmed walls. Dormify's options are perfect for achieving this, and the brand has everything from wholesome neon signs to goofy ones. A manifestation of good vibes is probably helpful for the average student, but there are plenty of other options like GRLPWR, Happy, and Party.A scratch-off self-care checklistUncommon Goods100 Things to Do For Your Wellbeing, $15, available at Uncommon GoodsThis scratch-off poster is a checklist of 100 things any college student can do so support their mental health, whether they're studying for midterms or missing home. The squares include everything from "visit your favorite spot" to "ask for help with a difficult task" and serve as a mindfulness reminder even after they've scratched them all off. A sunrise alarm clock for a gentle, phone-free wakeupSuzy Hernandez/InsiderHatch Restore, available at Amazon and Target, $129.99Using your phone as an alarm clock makes it a lot more tempting to start scrolling on your phone first thing in the morning, which isn't the healthiest habit. A sunrise alarm clock can help your student have a much better start to their day than immediately checking emails or scrolling on Instagram. The Hatch Restore is a great sunrise alarm option with a ton of special features.A microwave-safe bowl cozy for hot dinnersCraftyWanda/EtsyCrafty Wanda Bowl Cozy (Set of 2), available at Etsy, $17.49Microwave bowl cozies are great for protecting your hands from a hot bowl straight out of the microwave or a cold bowl full of ice cream. The high corners can help lift hot food in and out of the microwave and can help prevent burns and spills. These are reversible, machine washable, and a great gift for any college student who uses their microwave regularly.A trendy Trader Joe's-inspired cookbookUrban Outfitters"The I Love Trader Joe's College Cookbook" by Andrea Lynn, available at Urban Outfitters and Amazon, from $15.29If there's one place you hear all these Gen Z'ers talking about, it's Trader Joe's. This quirky cookbook contains 160 easy recipes for busy (and usually broke) college students, drawing from some of the brand's favorite ingredients to create mouth-watering hors d'oeuvres, party-worthy appetizers, and nourishing meals.Does your student prefer to cook with the air fryer? Check out this equally nifty "I Love Trader Joe's Air Fryer Cookbook"! A long-lasting backpack that'll look good on campus and at job interviewsHerschelHerschel Little America Backpack, available at Herschel and Amazon, from $100.80Typical backpacks work great for class, but what about everything that happens outside of class? Having a sturdy backpack that's well-suited for traveling and job interviews helps a ton. Herschel's Little America is a great option because it's versatile, sturdy, and stylish. Similarly, the Dagne Dover backpack ($215) is specifically designed for a woman's body and is made to store everything you need and go anywhere you go. If the student is a tote person and doesn't touch backpacks, the Longchamp Le Pliage Shoulder Bag ($155) is a staple for students and young workers alike.Popular wireless over-ear headphones for quality noise-cancelingAmazonBeats Solo3 Wireless Noise Cancelling On-Ear Headphones, available at Amazon, Walmart, and Apple, from $99If there's one thing every college student needs, it's good wireless headphones. This Beats pair has rich sound and up to 40 hours of listening time. And if they let the battery run out, a five-minute charge converts to three hours of playback.If they're a runner and need something lightweight and in-ear, you should opt for Jaybird Vista.A silicone mold for a soothing ice rollerAmazonSilicone Ice Mold for Facial Beauty Ice Roller, available at Amazon, $12.99Gua Sha facial tools and rollers have become a super popular way to reduce facial puffiness, soothe redness, and de-stress. This silicone ice mold is easy to use, small enough for a mini fridge's freezer, and can be filled with everything from simple water to coconut milk and aloe vera for a relaxing skincare boost. One of the nicest and most classic notebooksAmazonMoleskine Classic Notebook, available at Amazon and Walmart, from $19.68Moleskine journals have a history of belonging to creatives and being the place where great ideas and art begin. If the student you're thinking of is a writer or artist, a Moleskine journal is a perfect gift to let them know you support them. These are also stellar for note-taking.A helpful air purifierBed Bath & BeyondHoMedics TotalClean 4-in-1 Air Purifier, available at Bed Bath & Beyond, Amazon, and Home Depot, from $55.99For college students living in a traditional dorm room, a breath of fresh air is more than welcome. This HoMedics TotalClean 4-in-1 air purifier creates cleaner air no matter how small the space is, clearing pollen, dust, smoke, pet dander, mold spores, and germs for easy breathing. Bonus points: It has an auto shut-off timer, a built-in night light, and a three-year manufacturer's warranty for optimal satisfaction.The most comfortable socks college students can ownBombasWomen's and Men's Ankle Sock 4-Pack, available at Bombas, $49.40Bombas makes the best socks on the market. They benefit from upgrades like a supportive honeycomb stitch, blister tabs built into ankle-height styles, and a Y-stitched heel and "invisitoe" that minimizes annoying bumps. Even if it seems like socks aren't an exciting gift, comfort is pretty much always a hit in college. Plus, for every pair purchased, Bombas donates a specially designed sock to someone in need.A modern card game for nights in and partiesAmazonWhat Do You Meme Game, available at Amazon and Walmart, $29.99College students today are of the meme generation, so this game will be highly appreciated. This set includes 75 of the funniest memes plus 360 caption cards to make the wonkiest combinations for a game during study breaks or chill wine nights.A statement scrunchie that'll make any outfit look goodAmazonKitsch Dinner Scrunchie, available at Amazon and Target, from $13.99There are few accessories that can pull together an outfit and make it look chic, even if that outfit is sweatpants. The massive dinner scrunchies by Kitsch are the perfect accessory to add to a quick outfit and make it look put together. Gifting this to someone means they will always have the option to add an easy, fashionable touch to their look.An air fryer for the snack loverAmazonPhilips Premium TurboStar Air Fryer, available at Amazon and Crate & Barrel, from $185.95Air fryers are all the buzz for how they can turn just about anything into a warm, crispy delight. Plus, they save a ton of time, which every college student can appreciate. The Philips Premium TurboStar Air Fryer is one of the best air fryers on the market today.There's some debate over how good air fryers actually are, so you can also think about gifting a toaster oven.A good wallet to hold their cards, cash, and student IDVera BradleyVera Bradley Microfiber Zip ID Wallet, available at Vera Bradley and Amazon, from $20Vera Bradley's Zip ID Wallet is a great option for students who have to frequently show or swipe their student ID, but don't need an overstuffed bifold. The O-ring is a convenient and sturdy place to hold all their keys. It also makes it easy to clip the wallet into their other bags.A smartphone-sized travel photo printerStaplesFujifilm Instax Mini Link Bluetooth Photo Printer, available at Amazon, B&H Photo, and Apple, $99.95Mini portable Bluetooth printers make turning iPhone photos into tangible memories quick and easy — which is especially convenient for decorating their room. All they'll have to do is download the app (which also has internal PhotoShop elements and features like themed stickers and collages) and connect via Bluetooth. Clothes and shoes for their upcoming interviews and presentationsEverlaneThe Oversized Blazer, available at Everlane, $228Workday Khakis, available at Dockers, $54.99Wool Coat, available at Other Stories, from $219College is full of big meetings, presentations, and nerve-wracking interviews. For days when sweatpants aren't an option and something more formal is needed, these are some great options for women's staples. We've also created a list of our personal favorite workwear stores for women and men — plus the best styles to buy from each one. A steady supply of healthier (and still tasty) snacksThrive Market1-Year Membership, available at Thrive Market, $59.95College students live off good food and snacks. Gifting a subscription to Thrive Market means access to healthier snacks, which leads to them feeling more energized and better studying.A waterproof speaker that can bring the bassJBLJBL Flip 5 Bluetooth Speaker, available at JBL, Amazon, and Walmart, from $94A Bluetooth speaker is a must-have: it helps set the mood for study nights and brings the party to life whenever they're hosting. JBL's Flip 5 speaker is the best choice. It has vibrantly booming bass, lasts for up to 12 hours without a charge, and is waterproof.A trio of unisex products that makes skincare clean and simpleAtticusBest Seller Trio, available at Atticus, $83.70Stress affects how our skin looks, especially in college. Skincare, however, can get overwhelming because of how many options are available. Atticus's high-quality skincare line makes it simple for everyone and is made to be gender inclusive. Its trios, like the Best Seller, include all the products you need: a cleanser, daily moisturizer with SPF, and night cream with anti-aging ingredients. Great coffee from all over the world to help them stay energizedAtlas Coffee Club3-Month Coffee Subscription, available at Atlas Coffee Club, $60If they drink coffee, they'll likely drink a fair amount of it during college. And it's really nice to have a cup better than one from the dining hall. Atlas Coffee is a monthly subscription that's sort of like a worldwide coffee tour — bringing the best single-origin coffee (with a postcard from its origin country) to your door. They'll also get brewing tips and flavor notes. One of the best tablets for note-taking, entertainment, and everything elseAmazonApple 10.2-inch iPad (32 GB), available at Amazon, Apple, and Walmart, from $299.95 If you go on a college campus today, you'll probably see iPads all over the place — and for good reason. These slim rectangular boxes are bundles of joy for students. They make note-taking, e-reading, Netflix, and leisure drawing easy to do all in one place. The new 256GB iPad ($479) will make an unforgettable gift. If you want to take it up a notch, the highly-coveted and ultrafast 11" iPad Pro ($799) is even better.If they already have an iPad, you can think about getting them an Apple Pencil ($129), which will level up their gadget even more.A weighted blanket that'll change the way they sleepTranquilityTranquility Weighted Blanket, available at Target and Walmart, from $34.31Every college student ever has needed better sleep. Weighted blankets apply a calming pressure on you, making it easier to fall asleep and wake up more rested. Tranquility's weighted blanket is perfectly-sized it is to move from bed to couch, fits a standard dorm twin XL bed, and is easily washable.A foolproof planner to keep everything in orderDay DesignerWeekly Planner, available at Day Designer, $68A planner keeps them organized between all their assignments, exams, and social events. Day Designer makes luxurious planners that students love. Planners come in daily or weekly options which each have space for all your checklists and schedules, plus extra pages for goal setting, future planning, and notes.If this style doesn't suit them, pick another from our favorite planners for college students.A cult-favorite tumbler to keep their drinks just the right temperature for hoursHydro FlaskHydro Flask 40 oz. Wide Mouth Water Bottle, available at Hydro Flask, REI, and Amazon, from $49.95This HydroFlask will keep cold drinks cold for up to 24 hours and hot drinks hot for up to 12 hours with the lid on, perfect for when they need coffee during a long night studying.A key-, wallet-, and iPhone-finderAmazonTile Mate, available at Amazon, Target, and Walmart, $24.99You can't go wrong with a tracker for their keys, wallet, or phone. The Tile Mate is compact, thoughtful, and useful for everyone — especially an oft-frazzled college student.  A bed frame that can easily move with themLauren Savoie/InsiderThuma Bed Frame (Full), available at Thuma, from $995A good bed frame is the foundation of good sleep and this one by Thuma features interlocking Japanese joinery that makes it incredibly sturdy but easy to disassemble, move, and store. It's a great option for young adults on the move, especially if they're moving into older or smaller buildings. A nice watch they can wear to internshipsMVMTMVMT Men's Chrono Watch, available at MVMT and Amazon, from $81MVMT Women's Avenue Watch, available at Bloomingdale's and Amazon, $128MVMT makes beautiful watches for men and women at great prices, and they feel more contemporary to wear than most on the market. It's a versatile, sentimental gift you can feel good about giving because you know they'll feel good — and perhaps more put-together — wearing it. Their favorite comfort foodsGoldbellyFood gifts, available at Goldbelly, prices varyGoldbelly makes it possible to satisfy their most specific and nostalgic cravings no matter where they live in the US — a cheesecake from Junior's, deep dish pizza from Lou Malnati, and more. Browse the iconic gifts section for inspiration.One of the best facial cleansers for a clean and effective routineFOREOFOREO Luna 3 Facial Cleansing Device, available at FOREO and Amazon, $219FOREO's cult-favorite Luna 2 cleansing device gently and effectively cleans with thin, antimicrobial silicone touch points, and it removes 98.5% of dirt and makeup residue without irritating the skin. Plus, it's 100% waterproof and the battery life lasts for a few months per charge. Find a full review from a female reporter and a male reporter here.Coffee table books that add a touch of personalityAmazon"In Vogue: An Illustrated History of the World's Most Famous Fashion Magazine" by Alberto Oliva dna Norberto Angeletti, Available at Amazon and Walmart, $50.99"Color Scheme: An Irreverent History of Art and Pop Culture in Color Palettes" by Edith Young, available at Amazon and Walmart, $19.29For all the books college students have to read for class, it's nice to have some decor books lying around that are beautiful to look at and fun to flip through. Depending on their interests and aspirations, "In Vogue: An Illustrated History of the World's Most Famous Fashion Magazine" is perfect for a fashionista. For an artsy student, "Color Scheme: An Irreverent History of Art and Pop Culture in Color Palettes" is a great choice. One of the easiest ways to find your favorite fragranceScentbirdPerfume subscription (6-months), available at Scentbird, $89Finding a fragrance that speaks to you is a step towards finding your style. But buying a bunch of different scents can take a long time and cost a lot. Scentbird is a perfume and cologne discovery subscription that helps you find your favorite perfumes by sending monthly options based on your preferences.An aroma diffuser to set the moodGrove CollaborativeCollaborative Ultrasonic Aromatherapy Diffuser, available at Grove, $39.99An aroma diffuser delivers calming, in-home aromatherapy and is a great fragrance option for dorms where candles usually aren't allowed. This one from Grove Collaborative diffuses essential oils for up to five hours at a time, has LED light options, and elegantly blends into any room thanks to its minimalistic ceramic design.If you're looking for more diffusing options, check out our guide to the best essential oil diffusers we tested. An inexpensive way to get the iced coffee they love at homeAmazonTakeya Patented Deluxe Cold Brew Coffee Maker, available at Amazon and Walmart, from $30.49If the student you're thinking of drinks coffee — and there's a very good chance they do — having access to one of the best cold brew contraptions will be a gift that keeps on giving. A cold brew machine means you can go 4-5 days in a row without brewing another pot. It's also easy to clean. Find a full review here.A book that helps them build good habits and break bad onesAmazon"Atomic Habits: An Easy & Proven Way to Build Good Habits & Break Bad Ones" by James Clear, available at Amazon and Barnes & Noble, from $11.98Many college students are trying to map out what they want out of life and how to build the habits that get them where they want to go. In the popular book "Atomic Habits," James Clear, an expert on habit formation, teaches practical strategies for building lasting habits and ditching detrimental ones. A bottle or two of famous toilet spraysPourriPoo-Pourri Toilet Sprays, available at Pourri and Amazon, from $7.99Whether they're in a community bathroom or a private one, odds are they'll be sharing it with a roommate. These Poo-Pourri toilet sprays use essential oils and plant-based ingredients to eliminate bathroom odor before it begins. Just pick their fave scent, spray, and go — no stink necessary.A media streamer that transforms a normal TV into a smart oneAmazonRoku Ultra 4K/HDR/HD Streaming Player, available at Amazon, Roku, and Walmart, from $89.99Most college students aren't forking over a monthly payment to cable. This streaming player is, overall, the best one you can buy, and it transforms an otherwise ordinary TV into one that can stream shows and movies from Netflix, Hulu, HBO Now, Prime Video, and others all in one spot.  Trendy and convenient Apple AirPodsAppleApple AirPods Pro (2nd Gen) with Charging Case, available at Target, Amazon, and Apple, from $239If you're after the title of their favorite relative of the year, here's a good place to start. AirPods are both easy to use and functional as well as trendy. A comfy Patagonia pullover they'll rely onPatagoniaMen's and Women's Lightweight Synchilla Snap-T Pullover, available at Patagonia, $129Men's and Women's Better Sweater 1/4-Zip Fleece, available at REI, $129It's a good bet that many of their peers will also have this Snap-T pullover from Patagonia. This and the Better Sweater are long-held favorites, and both are comfortable classics that they'll no doubt come to rely upon. A Patagonia sweater is also a particularly good gift for students who are invested in sustainability. The company has been turning plastic bottles into polyester for its clothing since 1993, and continues to do so today.A portable projector that's the size of a soda canAmazonAnker Nebula Capsule Smart Mini Projector, available at Amazon and Walmart, $299.99Anker's Nebula Capsule is a powerful and versatile mini projector, and its portability makes it a great option for college students who want a cozy movie-viewing experience in the comfort of their own room. It's 1 pound and the size of a soda can, but it has surprisingly crisp image quality and 360-degree sound. Find a full review here.The world's comfiest shoesAllbirds/InstagramMen's and Women's Wool Runners, available at Allbirds, $110Startup Allbirds makes wildly popular shoes out of soft, sustainable materials. Their Runners, made of super-soft merino wool, have been nicknamed "the world's most comfortable shoes." You can find a full review here. A great game for a night in with friendsAmazonCards Against Humanity, available at Amazon, Target, and Walmart, $29Grab a fun card game they'll inevitably end up pulling out to play with friends on the weekend nights and snow days.A Brooklinen gift card for really nice sheetsBrooklinenGift Card, available at Brooklinen, from $50Few things sound as nice as comfortable, beautiful sheets that you don't need to buy for yourself. Brooklinen is one of our favorite startups to shop at, and we ranked their sateen cotton sheets the best luxury sheets you can buy.An Echo Dot with a built-in clockAmazonEcho Dot (4th Gen) with Clock, available at Best Buy, $59.99The newest Echo Dot is more convenient than ever. The all-new design features a larger speaker for better audio, a digital clock to display the time and timer countdowns, and all of Alexa's other features. A custom poster of their favorite placeGrafomapA customized poster, available at Grafomap, from $19Commemorate their college town, hometown, or favorite place in the world with this customizable graphic map so they can keep it with them wherever life takes them.A savvy suitcase for traveling on holiday breaksAway/FacebookThe Carry-On, available at Away, from $275Away's popular suitcases deserve their hype. Their hard shell is lightweight but durable, their 360-degree spinner wheels make for seamless traveling, and the external (and ejectable and TSA-compliant) battery pack included can charge a smartphone five times over. It's also guaranteed for life by Away. Find our full review here.We also recommend Calpak for other luggage options. A book about capitalizing on the huge choices to make in your 20sAmazon"The Defining Decade: Why Your Twenties Matter — And How to Make the Most of Them Now" by Meg Jay, available at Amazon and Barnes & Noble, from $12.19The decisions you make in your 20s can greatly impact the rest of your life. The best defense is a good offense and your grad should know now, before any life-altering events crop up, how to get the most out of their "defining decade."An Amazon Prime membershipTommaso Boddi / Getty ImagesGift an Amazon Prime membership, $139An Amazon Prime membership is one of those things that immediately makes life easier. If you decide to gift one, the recipient will enjoy free two-day shipping; access to the Prime Now app, which provides free two-hour delivery on tens of thousands of items; Prime Video, Amazon's streaming video service; Prime Music; the Kindle Lending Library; Prime Reading; Prime Audible Channels; unlimited photo storage, and more.If you want to see how Amazon Prime actually gives you a lot more than free shipping, you can read about the benefits of the service here.A candle to remind college students of their favorite place or hometownAmazonHomesick Location Scented Candle, available at Amazon, Homesick, and Uncommon Goods, from $34If they're away from family or friends, a reminder of home is a wonderful thing to have around. Make sure to check the rules of their dorm or living situation before buying them a candle.Framed memoriesFramebridgeGift Card or Frame a Memory, available at Framebridge, from $45Help them honor some of their best memories — whether it's from friends now studying across the country, family, or best-loved locales. Framebridge is relatively affordable, but decor is one of the luxuries plenty of college students shirk to save elsewhere, so give them permission and funds to make their dorm a home.A monogrammed leather shave bagLeatherologyLeatherology Small Shave Bag, available at Leatherology and Amazon, from $95The dreaded truth of college is that you'll most likely need to schlep your shower belongings to a communal area if you live in the dorms. No one wants to rely on a plastic shower caddy to do that. Grab them a leather shave bag that they'll use for years to come — they probably wouldn't justify the expense on their own, and they'll be grateful to have it. If you're looking for a chic aesthetic, Dagne Dover also makes a great neoprene toiletry bag named the Hunter (from $45) that's built to accommodate makeup. If they have a lot of toiletries, you'll probably want to get the large size for $65.The most comfortable lounge pants we've ever tried for lazy weekend morningsMeUndiesMen's and Women's Lounge Pant, available at MeUndies, $68MeUndies is a popular LA startup that makes some of the most comfortable underwear we've ever tried. Their lounge pants, however, are the real hidden gem — perfect for lounging around on weekend mornings, and they're sleek enough to avoid feeling too unkempt.The best pillow you can buyCoop Home GoodsPremium Adjustable Memory Foam Pillow, available at Coop Home Goods and Amazon, $72Make sure they're optimizing their sleep with the best pillow you can buy. Thanks to the shredded memory foam, they'll get the support and comfortable "sinking in" sensation of a traditional memory foam pillow, but none of the excessive heat or firmness that can be a problem with solid foam. Read more in our buying guide here.A wonderful addition to any skincare routineSephoraKiehl's Ferulic Brew Antioxidant Facial Treatment with Lactic Acid, available at Kiehl's and Sephora, $54This new facial essence from Kiehl's is a great addition to any skincare routine. It's especially good for those who want to even out their skin tone, smooth skin texture, and add some extra moisture. It's made with rich ingredients and is simple to use: you just pat a few drops onto your face, rub it in, and it'll do its magic.An extra-long, reinforced phone chargerAmazonNative Union 10-Foot Extra-Long Charging Cable with Leather Strap, available at Amazon, Walmart, and Native Union, from $24If they're going to be tethered to devices, you may as well give them a long leash. This long charging cable means no matter where one is, they'll have power — and they won't have to sit at the foot of their bed to reach it. A gym bag that can transition to a professional settingNordstromHerschel Supply Co. Novel Duffel Bag, available at Amazon, Nordstrom, and Herschel, from $76.64Just like bringing a beat-up JanSport everywhere, lugging an old nylon gym bag isn't ideal for anyone looking for versatile use. Herschel Supply Co. makes reliable, long-lasting bags, and this one has a separate compartment for gym or dress shoes. A microwave-safe ramen cooker for stressful or time-crunched nightsAmazonRapid Ramen Cooker, available at Amazon and Walmart, from $6.98There will be plenty of late nights filled with cheap and tasty ramen. If they're going to eat it anyway, at least let them make it quickly and perfectly every time.A super soft throw blanket they'll cocoon themselves in time and time againAmazonBEDSURE Sherpa Fleece Blanket, available at Amazon and Walmart, from $23.39Grab their favorite candy, this sherpa-lined fleece blanket with over 4,400 five-star reviews on Amazon, and a Hulu gift card to make their nights in actually fun.Gift cards — perhaps the best gift you can give a cash-strapped college studentFlickr Creative Commons/Lani EldertsWhat a stressed, broke college student needs most is money and probably a hug. If you're looking for a way to gift maximum convenience, gift cards are a surprisingly thoughtful way to do that — either for their favorite restaurant, transportation, school books, or music to keep them occupied during long study hours. Check out more gift card gifts here. Everything: Visa Gift Card / Amazon Gift Card Coffee: Starbucks Gift CardSchool books: Amazon Gift Card Entertainment: Netflix Gift Card / Hulu Gift Card / Sling Gift Card / StubHub Gift CardTransportation: Uber Gift CardFurniture: Amazon Gift Card / Wayfair Gift CardMusic: Spotify Gift CardGroceries and food: Whole Foods Gift Card / Chipotle Gift CardClothes: Nordstrom Gift Card / Everlane Gift CardTech: Best Buy Gift CardTravel: Delta Gift Card / Airbnb Gift CardRead the original article on Business Insider.....»»

Category: topSource: businessinsiderOct 21st, 2022