Credit card interest rates are higher than ever, but 8 cards have a lower APR if you need to carry a balance

Crystal Cox/Business Insider   You should always avoid carrying a balance on your credit card, but if you can't pay your statement in full, the annual percentage r.....»»

A third Fed rate cut since July would shave borrowing costs on credit cards, home equity lines and other.....»»

Co-branded cards, as they’re called, come with downsides, including higher-than-average interest rates and, in some cases, annual fees.....»»

The U.S. central bank is expected to hike its key interest rate another quarter of a percentage point Wednesday. And that means higher interest rates on credit cards. .....»»

The U.S. central bank is expected to hike its key interest rate another quarter of a percentage point Wednesday. And that means higher interest rates on credit cards......»»

 Co-branded cards tend to have higher interest rates, less flexible redemption options and lower rewards rates......»»

Crystal Cox/Business Insider   The best credit cards with introductory APR offers in 2020: Longest intro APR offer: Citi Simplicity® Card Best for earning.....»»

AJ_Watt/Getty Images   When I found myself unemployed two years ago, I chose to carry a balance on my credit card rather than dip into my $2,000 emergency fund. I chose to rely mainly on my low-interest credit card to m.....»»

You won’t have to pay as much in credit-card interest soon, but that doesn’t mean you’ll see big savings because of the latest Fed cuts......»»

Luis Alvarez/ Getty Images The average household carried $5,700 in credit card debt as of late 2018. Worse, the aver.....»»

The Federal Reserve cut short-term interest rates by a quarter point. It is the third time this year, the Fed has cut rates. WSJ’s AnnaMaria Andriotis reports, despite the cut, your credit card rates could go up. Photo Illustration: Adele Morgan.....»»

Lenders are shelling out for generous rewards programs for affluent cardholders, and they are charging higher interest rates to make up for it......»»

Lenders are shelling out for generous rewards programs for affluent cardholders, and they are charging higher interest rates to make up for it......»»

Lenders are shelling out for generous rewards programs for affluent cardholders, and they are charging higher interest rates to make up for it......»»

Lenders are shelling out for generous rewards programs for affluent cardholders, and they are charging higher interest rates to make up for it......»»

Ian Gavan/Getty Images Credit-card debt can damage your credit score and hinder your ability to build wealth. Credit cards are notorious for high interest rates, which can greatly prolong your debt repayment schedule if you're not proactive......»»

Americans have paid very high interest rates on credit cards for decades, and they set a 25-year record in May......»»

Consumers are paying higher interest rates on their credit card balances than they have in more than a quarter-century, and the Federal Reserve's rate cuts.....»»

U.S. consumers are paying higher interest rates on their credit card balances than they have in more than a quarter-century, and the Federal Reserve’s rate cuts are no guarantee that they will receive much relief......»»

Are interest rates going to get a whole lot lower?.....»»