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People think opening a credit card is bad for your credit score, but that"s a myth — using it responsibly can actually make your credit better

Crystal Cox/Business Insider A high credit score can open lots of doors, from getting you more favorable interest rates to helping you get approved for mortgages and other loans. It's a commonly hel.....»»

Category: topSource: businessinsiderDec 19th, 2019

Earnest offers low-interest personal loans, and looks at more than just your credit score when you apply

Earnest offers fixed-rate personal loans that can be used for debt consolidation, home improvements, etc.  Unlike some other lenders, Earnest reviews factors other than credit score in making personal loan determinations. .....»»

Category: topSource: businessinsiderNov 21st, 2019

I started using business credit cards to maximize my spending, but as a side benefit my personal credit score increased by 50 points

Hero Images/Getty Images There are a lot of great reasons to consider applying for a business credit card, including high sign-up bonuses and comprehensive cardholder benefits. Plus, putting purchases on a business credit car.....»»

Category: topSource: businessinsiderNov 12th, 2019

Is using a personal loan to pay off credit card debt a good move?

Personal loans often have relatively high interest rates, but many people take them out to consolidate credit card debt that carried even hi.....»»

Category: topSource: usatodayMar 16th, 2019

5 Tips to Get Approved for a Personal Loan for Debt Consolidation

If you need relief from your high-interest loans or credit card debt, you may be considering a personal loan. Offered by many banks and credit unions, personal loans let you consolidate or refinance your debt into a lower-interest .....»»

Category: topSource: moneycentralMay 15th, 2018

Personal Loans Have Surged to a Record $120 Billion High

Personal loans are the fastest-growing U.S. consumer-lending category, according to data from credit bureau TransUnion. He.....»»

Category: europeSource: fortuneJul 3rd, 2018

FICO Plans Big Shift in Credit-Score Calculations

Fair Isaac’s UltraFICO Score, launching in 2019, is meant to boost the number of borrowers approved for credit cards and personal loans by factoring in how consumers manage their bank accounts......»»

Category: smallbizSource: wsjOct 22nd, 2018

Building Credit: How to Pull it Off

Need to boost your credit score? Here’s how. Q4 2020 hedge fund letters, conferences and more What can a high.....»»

Category: personnelSource: nytMar 12th, 2021

LightStream offers low, competitive personal loan interest rates for borrowers with good credit

Lightstream; Alyssa Powell/Business Insider   For anyone with good credit, low interest rates from LightStream make this lender's personal loans stand out again.....»»

Category: topSource: businessinsiderMay 10th, 2020

"It"s not what you think it is": The government"s bailout loans are failing small businesses like mine, says Farmgirl Flowers" CEO

Farmgirl Flowers Christina Stembel founded her floral company, Farmgirl Flowers, in her dining room in 2010, using her personal savings and a cash-back credit card to cover business expenses. Th.....»»

Category: topSource: businessinsiderApr 30th, 2020

Feds pressure Potbelly, Ruth’s Chris, other public companies to give back small-business loans

New Paycheck Protection Program loan guidelines require .....»»

Category: topSource: chicagotribuneApr 24th, 2020

Tennessee business score billions in rescue loans — but those PPP funds are drying up fast

More than two-thirds of the Paycheck Protection Program's $349 billion pot of money is gone, and local bankers expect it will run out completely in the coming days absent action from Congress......»»

Category: topSource: bizjournalsApr 15th, 2020

3 ways to borrow money if you can"t get a loan

weedezign/Shutterstock   Personal loans are often reserved for those with the best credit scores, but there are other options to borr.....»»

Category: topSource: businessinsiderApr 14th, 2020

Economists see uneven recovery, high unemployment through 2021

The trillions of dollars in cash and loans unleashed by the Federal Reserve and U.S. political leaders in recent weeks is likely to leave millions of additional Americans unemployed for an extended time, according to new economic forecasts......»»

Category: topSource: moneycentralApr 10th, 2020

Economists see high unemployment through 2021

The trillions of dollars in cash and loans unleashed by the Federal Reserve and U.S. political leaders in recent weeks is likely to leave millions of additional Americans unemployed for an extended time, according to new economic forecasts......»»

Category: topSource: moneycentralApr 10th, 2020

KC banks have billions of dollars in SBA relief loans in the pipeline

Demand for Paycheck Protection Program loans is exceptionally high in the Kansas City area......»»

Category: topSource: bizjournalsApr 7th, 2020

Fed moves to ensure liquidity in money market mutual funds

The Treasury Dept will provide $10 billion in credit protection guarantees for the loans to banks and other financial institutions.....»»

Category: topSource: foxnewsMar 19th, 2020

5 credit cards from Amex, Chase, and Capital One that score you bonus rewards and extra perks for food delivery

Crystal Cox/Business Insider   With most of us staying close to home in the wake of the coronavirus pandemic, ordering delivery can be a great way to support local businesses. Many top credit cards offer bonus rewards on di.....»»

Category: topSource: businessinsiderMar 18th, 2020

Any good business credit card will have these 5 benefits — from a high sign-up bonus to purchase protection

  If you own a business or do any freelancing or side gigs, there are plenty of reasons to get a business credit card inste.....»»

Category: topSource: businessinsiderFeb 27th, 2020

3 smart reasons to use a personal loan to pay off your credit cards

Shutterstock Personal loans are commonly used to consolidate and pay off credit card bala.....»»

Category: topSource: businessinsiderFeb 13th, 2020